招元和萃2025年第八期
基础信息
- 公告日期: 2025-09-16
- 簿记建档: 2025-09-23
- 设立日期: 2025-09-26
- 法定到期: 2030-11-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 35.36 | 7,248.49 | 2.1 % | 2025-09-26 | 2027-05-26 | 20,500.00 | 100.00 |
| C | 100.00 | 7,300.00 | / | 2025-09-26 | 2028-11-26 | 7,300.00 | 107.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 东方金诚 | 中债资信 |
|---|
| 优先档资产支持证券 | 20,500.00 | 19,475.00 | 固定利率 | / | 2025-09-26 | AAA | AAA |
| 次级档资产支持证券 | 7,300.00 | 6,935.00 | 零息式 | / | 2025-09-26 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-06-30 | 2025-09-30 | 491,692.79 | 171,790 | 3,529.87 | 4,009.04 | 7,538.91 | 6.33% |
| 2 | 2025-09-30 | 2025-10-31 | 495,542.97 | 170,910 | 1,327.12 | 690.50 | 2,017.61 | 5.02% |
| 3 | 2025-10-31 | 2025-11-30 | 499,788.11 | 170,163 | 1,253.16 | 519.13 | 1,772.29 | 4.56% |
| 4 | 2025-11-30 | 2025-12-31 | 504,047.95 | 169,483 | 1,122.70 | 397.13 | 1,522.44 | 3.79% |
| 5 | 2025-12-31 | 2026-01-31 | 508,178.36 | 168,664 | 1,209.02 | 593.39 | 1,802.42 | 4.49% |
| 6 | 2026-01-31 | 2026-02-28 | 512,751.23 | 151,429 | 1,091.72 | 290.36 | 1,382.08 | 3.81% |
| 7 | 2026-02-28 | 2026-03-31 | 516,504.74 | 167,357 | 1,143.33 | 400.12 | 1,543.45 | 3.84% |
| 8 | 2026-03-31 | 2026-04-30 | 520,932.75 | 166,743 | 1,173.75 | 295.46 | 1,469.21 | 3.78% |
| 9 | 2026-04-30 | 2026-05-31 | 525,070.97 | 166,101 | 1,146.27 | 353.89 | 1,500.16 | 3.74% |
| 10 | 2026-05-31 | 2026-06-30 | 529,418.17 | 165,566 | 1,205.59 | 270.83 | 1,476.42 | 3.80% |
| 11 | 2026-06-30 | 2026-07-31 | 533,241.68 | 164,897 | 1,408.74 | 306.56 | 1,715.30 | 4.27% |
| 12 | 2026-07-31 | 2026-08-31 | 536,052.21 | 164,209 | 1,166.81 | 242.76 | 1,409.57 | 3.51% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-10-27 | 7,300.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-11-26 | 7,300.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-12-26 | 7,300.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2026-01-26 | 7,300.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2026-02-26 | 7,300.00 | / | / | / | 0.00 |
| 6 | 2026-03-26 | 7,300.00 | / | / | / | / |
| 7 | 2026-04-27 | 7,300.00 | 0.00 | / | 0.00 | / |
| 8 | 2026-05-26 | 7,300.00 | 0.00 | / | 0.00 | / |
| 9 | 2026-06-26 | 7,300.00 | 0.00 | / | 0.00 | / |
| 10 | 2026-07-27 | 7,300.00 | 0.00 | / | 0.00 | / |
| 11 | 2026-08-26 | 7,300.00 | 0.00 | / | 0.00 | / |
| 12 | 2026-09-28 | 6,743.99 | 556.01 | / | 0.00 | 556.01 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-10-27 | 13,172.01 | 7,327.99 | 2.10% | 35.38 | 7,363.38 |
| 2 | 2025-11-26 | 11,181.68 | 1,990.32 | 2.10% | 23.49 | 2,013.82 |
| 3 | 2025-12-26 | 9,913.51 | 1,268.17 | 2.10% | 19.30 | 1,287.47 |
| 4 | 2026-01-26 | 8,671.32 | 1,242.20 | 2.10% | 17.68 | 1,259.88 |
| 5 | 2026-02-26 | 7,248.49 | 1,422.82 | 2.10% | 15.47 | 1,438.29 |
| 6 | 2026-03-26 | 5,912.71 | 1,335.78 | 2.10% | 11.68 | 1,347.46 |
| 7 | 2026-04-27 | 4,700.55 | 1,212.16 | 2.10% | 10.55 | 1,222.71 |
| 8 | 2026-05-26 | 3,613.43 | 1,087.12 | 2.10% | 8.11 | 1,095.23 |
| 9 | 2026-06-26 | 2,284.40 | 1,329.04 | 2.10% | 6.44 | 1,335.48 |
| 10 | 2026-07-27 | 901.41 | 1,382.99 | 2.10% | 3.94 | 1,386.93 |
| 11 | 2026-08-26 | 0.00 | 901.41 | 2.10% | 1.61 | 903.01 |
| 12 | 2026-09-28 | / | 0.00 | 2.10% | 0.00 | / |