招元和萃2025年第六期
基础信息
- 公告日期: 2025-08-14
- 簿记建档: 2025-08-21
- 设立日期: 2025-08-26
- 法定到期: 2030-10-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 32.73 | 6,545.64 | 1.9 % | 2025-08-26 | 2027-04-26 | 20,000.00 | 100.00 |
| C | 100.00 | 7,400.00 | / | 2025-08-26 | 2028-10-26 | 7,400.00 | 109.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 20,000.00 | 19,000.00 | 固定利率 | / | 2025-08-26 | AAAsr | AAAsf |
| 次级档资产支持证券 | 7,400.00 | 7,030.00 | 零息式 | / | 2025-08-26 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-05-31 | 2025-08-31 | 489,865.44 | 143,559 | 3,421.02 | 3,763.78 | 7,184.80 | 6.06% |
| 2 | 2025-08-31 | 2025-09-30 | 494,002.41 | 142,677 | 1,214.47 | 689.51 | 1,905.76 | 4.93% |
| 3 | 2025-09-30 | 2025-10-31 | 498,425.77 | 142,069 | 1,076.65 | 350.95 | 1,427.60 | 3.57% |
| 4 | 2025-10-31 | 2025-11-30 | 502,962.65 | 141,532 | 1,143.82 | 319.72 | 1,463.54 | 3.78% |
| 5 | 2025-11-30 | 2025-12-31 | 507,142.03 | 140,797 | 1,125.15 | 421.24 | 1,546.39 | 3.87% |
| 6 | 2025-12-31 | 2026-01-31 | 511,578.31 | 140,193 | 1,138.55 | 340.61 | 1,479.16 | 3.70% |
| 7 | 2026-01-31 | 2026-02-28 | 516,156.88 | 124,153 | 1,038.67 | 265.18 | 1,303.85 | 3.61% |
| 8 | 2026-02-28 | 2026-03-31 | 519,821.60 | 138,886 | 1,132.19 | 431.32 | 1,563.51 | 3.91% |
| 9 | 2026-03-31 | 2026-04-30 | 524,325.68 | 138,390 | 1,014.25 | 298.83 | 1,313.08 | 3.40% |
| 10 | 2026-04-30 | 2026-05-31 | 528,616.62 | 137,839 | 1,067.19 | 227.61 | 1,294.80 | 3.24% |
| 11 | 2026-05-31 | 2026-06-30 | 533,004.44 | 137,342 | 1,097.85 | 248.64 | 1,347.19 | 3.48% |
| 12 | 2026-06-30 | 2026-07-31 | 536,936.60 | 136,795 | 1,184.69 | 242.73 | 1,427.42 | 3.57% |
| 13 | 2026-07-31 | 2026-08-31 | 539,578.46 | 136,218 | 1,075.55 | 214.93 | 1,290.48 | 3.23% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-09-26 | 7,400.00 | 0.00 | / | / | 0.00 |
| 2 | 2025-10-27 | 7,400.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-11-26 | 7,400.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-12-26 | 7,400.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2026-01-26 | 7,400.00 | / | / | / | 0.00 |
| 6 | 2026-02-26 | 7,400.00 | / | / | / | 0.00 |
| 7 | 2026-03-26 | 7,400.00 | / | / | / | / |
| 8 | 2026-04-27 | 7,400.00 | 0.00 | / | 0.00 | / |
| 9 | 2026-05-26 | 7,400.00 | 0.00 | / | 0.00 | / |
| 10 | 2026-06-26 | 7,400.00 | / | / | / | / |
| 11 | 2026-07-27 | 7,400.00 | 0.00 | / | 0.00 | / |
| 12 | 2026-08-26 | 7,400.00 | 0.00 | / | 0.00 | / |
| 13 | 2026-09-28 | 6,953.09 | 446.91 | / | 0.00 | 446.91 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-09-26 | 13,034.68 | 6,965.32 | 1.90% | 32.27 | 6,997.59 |
| 2 | 2025-10-27 | 11,429.36 | 1,605.32 | 1.90% | 20.36 | 1,625.68 |
| 3 | 2025-11-26 | 10,153.68 | 1,275.68 | 1.90% | 18.44 | 1,294.12 |
| 4 | 2025-12-26 | 9,010.82 | 1,142.86 | 1.90% | 15.86 | 1,158.72 |
| 5 | 2026-01-26 | 7,710.56 | 1,300.26 | 1.90% | 14.54 | 1,314.80 |
| 6 | 2026-02-26 | 6,545.64 | 1,164.92 | 1.90% | 12.44 | 1,177.36 |
| 7 | 2026-03-26 | 5,289.62 | 1,256.02 | 1.90% | 9.54 | 1,265.56 |
| 8 | 2026-04-27 | 4,002.38 | 1,287.24 | 1.90% | 8.54 | 1,295.78 |
| 9 | 2026-05-26 | 3,054.94 | 947.44 | 1.90% | 6.25 | 953.69 |
| 10 | 2026-06-26 | 1,907.54 | 1,147.40 | 1.90% | 4.93 | 1,152.33 |
| 11 | 2026-07-27 | 670.74 | 1,236.80 | 1.90% | 2.98 | 1,239.78 |
| 12 | 2026-08-26 | 0.00 | 670.74 | 1.90% | 1.08 | 671.82 |
| 13 | 2026-09-28 | / | 0.00 | 1.90% | 0.00 | / |