招元和萃2025年第五期
基础信息
- 公告日期: 2025-06-12
- 簿记建档: 2025-06-19
- 设立日期: 2025-06-24
- 法定到期: 2030-08-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 17.71 | 3,560.55 | 2.03 % | 2025-06-24 | 2027-01-26 | 20,100.00 | 100.00 |
| C | 100.00 | 7,500.00 | / | 2025-06-24 | 2028-08-26 | 7,500.00 | 108.50 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 联合资信 |
|---|
| 优先档资产支持证券 | 20,100.00 | 19,095.00 | / | / | 2025-06-24 | AAAsf | AAAsf |
| 次级档资产支持证券 | 7,500.00 | 7,125.00 | 零息式 | / | 2025-06-24 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-03-31 | 2025-06-30 | 492,305.81 | 138,643 | 3,667.82 | 3,916.49 | 7,584.31 | 6.42% |
| 2 | 2025-06-30 | 2025-07-31 | 496,259.45 | 138,130 | 1,329.35 | 588.35 | 1,917.70 | 4.77% |
| 3 | 2025-07-31 | 2025-08-31 | 500,632.14 | 137,729 | 1,242.48 | 424.93 | 1,667.41 | 4.15% |
| 4 | 2025-08-31 | 2025-09-30 | 505,095.26 | 137,362 | 1,153.09 | 373.33 | 1,527.21 | 3.92% |
| 5 | 2025-09-30 | 2025-10-31 | 509,370.17 | 137,069 | 1,213.53 | 297.64 | 1,511.16 | 3.76% |
| 6 | 2025-10-31 | 2025-11-30 | 513,863.58 | 136,764 | 1,165.53 | 283.44 | 1,448.96 | 3.72% |
| 7 | 2025-11-30 | 2025-12-31 | 518,072.73 | 136,365 | 1,143.24 | 341.40 | 1,484.64 | 3.69% |
| 8 | 2025-12-31 | 2026-01-31 | 522,466.14 | 136,015 | 1,206.77 | 286.23 | 1,493.00 | 3.71% |
| 9 | 2026-01-31 | 2026-02-28 | 527,120.83 | 123,920 | 1,029.61 | 196.15 | 1,225.76 | 3.37% |
| 10 | 2026-02-28 | 2026-03-31 | 530,865.22 | 135,193 | 1,113.95 | 359.79 | 1,473.75 | 3.66% |
| 11 | 2026-03-31 | 2026-04-30 | 535,365.20 | 134,842 | 1,040.53 | 267.92 | 1,308.45 | 3.36% |
| 12 | 2026-04-30 | 2026-05-31 | 539,003.34 | 134,439 | 1,141.88 | 290.92 | 1,432.79 | 3.56% |
| 13 | 2026-05-31 | 2026-06-30 | 541,340.87 | 134,078 | 1,186.45 | 260.42 | 1,446.87 | 3.72% |
| 14 | 2026-06-30 | 2026-07-31 | 539,955.99 | 133,664 | 1,222.64 | 306.44 | 1,529.08 | 3.80% |
| 15 | 2026-07-31 | 2026-08-31 | 538,496.62 | 133,243 | 1,119.73 | 283.59 | 1,403.32 | 3.49% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-07-28 | 7,500.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-08-26 | 7,500.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-09-26 | 7,500.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-10-27 | 7,500.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-11-26 | 7,500.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-12-26 | 7,500.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2026-01-26 | 7,500.00 | / | / | / | 0.00 |
| 8 | 2026-02-26 | 7,500.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2026-03-26 | 7,500.00 | / | / | / | / |
| 10 | 2026-04-27 | 7,500.00 | 0.00 | / | 0.00 | / |
| 11 | 2026-05-26 | 7,500.00 | 0.00 | / | 0.00 | / |
| 12 | 2026-06-26 | 7,458.05 | 41.95 | / | 0.00 | 41.95 |
| 13 | 2026-07-27 | 6,172.07 | 1,285.98 | / | 0.00 | 1,285.98 |
| 14 | 2026-08-26 | 5,034.23 | 1,137.84 | / | 0.00 | 1,137.84 |
| 15 | 2026-09-28 | 3,960.93 | 1,073.30 | / | 0.00 | 1,073.30 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-07-28 | 12,731.68 | 7,368.32 | 2.03% | 35.77 | 7,404.09 |
| 2 | 2025-08-26 | 11,135.44 | 1,596.24 | 2.03% | 21.95 | 1,618.19 |
| 3 | 2025-09-26 | 9,713.65 | 1,421.79 | 2.03% | 19.20 | 1,440.99 |
| 4 | 2025-10-27 | 8,521.82 | 1,191.83 | 2.03% | 16.21 | 1,208.04 |
| 5 | 2025-11-26 | 7,113.41 | 1,408.41 | 2.03% | 14.69 | 1,423.10 |
| 6 | 2025-12-26 | 5,990.54 | 1,122.87 | 2.03% | 11.87 | 1,134.74 |
| 7 | 2026-01-26 | 4,741.29 | 1,249.26 | 2.03% | 10.33 | 1,259.58 |
| 8 | 2026-02-26 | 3,560.55 | 1,180.73 | 2.03% | 8.17 | 1,188.91 |
| 9 | 2026-03-26 | 2,381.39 | 1,179.17 | 2.03% | 5.54 | 1,184.71 |
| 10 | 2026-04-27 | 1,216.39 | 1,165.00 | 2.03% | 4.11 | 1,169.10 |
| 11 | 2026-05-26 | 281.12 | 935.27 | 2.03% | 2.03 | 937.30 |
| 12 | 2026-06-26 | / | 281.12 | 2.03% | 0.48 | 281.60 |
| 13 | 2026-07-27 | / | / | 2.03% | / | / |
| 14 | 2026-08-26 | / | / | 2.03% | / | / |
| 15 | 2026-09-28 | / | / | 2.03% | / | / |