招元和萃2025年第三期
基础信息
- 公告日期: 2025-05-16
- 簿记建档: 2025-05-23
- 设立日期: 2025-05-28
- 法定到期: 2030-07-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 7.64 | 1,160.99 | 2.05 % | 2025-05-28 | 2026-12-26 | 15,200.00 | 100.00 |
| C | 100.00 | 5,600.00 | / | 2025-05-28 | 2028-07-26 | 5,600.00 | 108.50 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 15,200.00 | 14,440.00 | 固定利率 | / | 2025-05-28 | AAAsr | AAAsf |
| 次级档资产支持证券 | 5,600.00 | 5,320.00 | 零息式 | / | 2025-05-28 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-02-28 | 2025-05-31 | 358,440.25 | 90,244 | 3,094.52 | 2,832.73 | 5,927.25 | 6.80% |
| 2 | 2025-05-31 | 2025-06-30 | 361,252.16 | 89,804 | 1,156.55 | 390.96 | 1,548.87 | 5.45% |
| 3 | 2025-06-30 | 2025-07-31 | 364,046.09 | 89,380 | 1,014.16 | 363.94 | 1,378.10 | 4.69% |
| 4 | 2025-07-31 | 2025-08-31 | 367,200.40 | 89,037 | 950.95 | 225.84 | 1,176.79 | 4.01% |
| 5 | 2025-08-31 | 2025-09-30 | 370,282.82 | 88,689 | 937.35 | 273.76 | 1,212.07 | 4.27% |
| 6 | 2025-09-30 | 2025-10-31 | 373,342.22 | 88,395 | 940.85 | 161.65 | 1,102.50 | 3.76% |
| 7 | 2025-10-31 | 2025-11-30 | 376,495.34 | 88,105 | 954.49 | 155.34 | 1,109.83 | 3.91% |
| 8 | 2025-11-30 | 2025-12-31 | 379,383.15 | 87,698 | 914.05 | 266.86 | 1,180.91 | 4.02% |
| 9 | 2025-12-31 | 2026-01-31 | 382,446.15 | 87,380 | 899.36 | 245.09 | 1,144.45 | 3.90% |
| 10 | 2026-01-31 | 2026-02-28 | 385,711.64 | 79,762 | 784.77 | 149.95 | 934.72 | 3.53% |
| 11 | 2026-02-28 | 2026-03-31 | 388,470.79 | 86,750 | 837.80 | 167.56 | 1,005.36 | 3.42% |
| 12 | 2026-03-31 | 2026-04-30 | 391,534.35 | 86,510 | 855.19 | 158.63 | 1,013.82 | 3.57% |
| 13 | 2026-04-30 | 2026-05-31 | 393,278.63 | 86,204 | 892.17 | 190.54 | 1,082.71 | 3.69% |
| 14 | 2026-05-31 | 2026-06-30 | 392,346.89 | 85,936 | 894.42 | 206.78 | 1,101.75 | 3.88% |
| 15 | 2026-06-30 | 2026-07-31 | 391,190.99 | 85,667 | 1,008.45 | 157.17 | 1,165.63 | 3.97% |
| 16 | 2026-07-31 | 2026-08-31 | 390,111.85 | 85,299 | 882.44 | 176.65 | 1,059.09 | 3.61% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-06-26 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-07-28 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-08-26 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-09-26 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-10-27 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-11-26 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-12-26 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2026-01-26 | 5,600.00 | / | / | / | 0.00 |
| 9 | 2026-02-26 | 5,600.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2026-03-26 | 5,600.00 | / | / | / | / |
| 11 | 2026-04-27 | 5,600.00 | 0.00 | / | 0.00 | / |
| 12 | 2026-05-26 | 5,095.99 | 504.01 | / | 0.00 | 504.01 |
| 13 | 2026-06-26 | 4,154.77 | 941.22 | / | 0.00 | 941.22 |
| 14 | 2026-07-27 | 3,154.16 | 1,000.61 | / | 0.00 | 1,000.61 |
| 15 | 2026-08-26 | 2,237.80 | 916.36 | / | 0.00 | 916.36 |
| 16 | 2026-09-28 | 1,433.66 | 804.14 | / | 0.00 | 804.14 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-06-26 | 9,448.75 | 5,751.25 | 2.05% | 24.76 | 5,776.01 |
| 2 | 2025-07-28 | 8,029.23 | 1,419.51 | 2.05% | 15.92 | 1,435.43 |
| 3 | 2025-08-26 | 7,032.20 | 997.03 | 2.05% | 13.98 | 1,011.01 |
| 4 | 2025-09-26 | 5,979.71 | 1,052.49 | 2.05% | 12.24 | 1,064.74 |
| 5 | 2025-10-27 | 5,011.56 | 968.15 | 2.05% | 10.08 | 978.22 |
| 6 | 2025-11-26 | 3,988.51 | 1,023.05 | 2.05% | 8.73 | 1,031.78 |
| 7 | 2025-12-26 | 3,099.95 | 888.56 | 2.05% | 6.72 | 895.28 |
| 8 | 2026-01-26 | 2,086.17 | 1,013.78 | 2.05% | 5.40 | 1,019.18 |
| 9 | 2026-02-26 | 1,160.99 | 925.18 | 2.05% | 3.63 | 928.81 |
| 10 | 2026-03-26 | 265.44 | 895.55 | 2.05% | 1.83 | 897.38 |
| 11 | 2026-04-27 | 0.00 | 265.44 | 2.05% | 0.46 | 265.90 |
| 12 | 2026-05-26 | / | / | 2.05% | / | / |
| 13 | 2026-06-26 | / | / | 2.05% | / | / |
| 14 | 2026-07-27 | / | / | 2.05% | / | / |
| 15 | 2026-08-26 | / | / | 2.05% | / | / |
| 16 | 2026-09-28 | / | / | 2.05% | / | / |