招元和萃2025年第二期
基础信息
- 公告日期: 2025-03-18
- 簿记建档: 2025-03-25
- 设立日期: 2025-03-27
- 法定到期: 2030-05-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.3 % | 2025-03-27 | 2026-09-26 | 15,000.00 | 100.00 |
| C | 75.47 | 4,075.55 | / | 2025-03-27 | 2028-05-26 | 5,400.00 | 108.50 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 东方金诚 | 中债资信 |
|---|
| 优先档资产支持证券 | 15,000.00 | 14,250.00 | 固定利率 | / | 2025-03-27 | AAAsf | AAAsf |
| 次级档资产支持证券 | 5,400.00 | 5,130.00 | 零息式 | / | 2025-03-27 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-12-31 | 2025-03-31 | 335,429.84 | 123,235 | 2,975.03 | 3,764.73 | 6,739.76 | 8.48% |
| 2 | 2025-03-31 | 2025-04-30 | 337,845.19 | 122,278 | 1,041.30 | 664.66 | 1,705.96 | 6.44% |
| 3 | 2025-04-30 | 2025-05-31 | 340,368.40 | 121,599 | 1,066.41 | 402.62 | 1,469.03 | 5.37% |
| 4 | 2025-05-31 | 2025-06-30 | 343,196.04 | 120,960 | 931.41 | 333.72 | 1,269.85 | 4.79% |
| 5 | 2025-06-30 | 2025-07-31 | 345,573.70 | 120,226 | 1,071.75 | 454.24 | 1,525.99 | 5.58% |
| 6 | 2025-07-31 | 2025-08-31 | 348,367.83 | 119,635 | 947.46 | 285.05 | 1,232.51 | 4.50% |
| 7 | 2025-08-31 | 2025-09-30 | 351,250.72 | 119,109 | 915.92 | 216.33 | 1,133.90 | 4.28% |
| 8 | 2025-09-30 | 2025-10-31 | 353,894.72 | 118,486 | 949.69 | 264.82 | 1,214.51 | 4.44% |
| 9 | 2025-10-31 | 2025-11-30 | 356,785.88 | 117,964 | 888.15 | 202.29 | 1,090.44 | 4.12% |
| 10 | 2025-11-30 | 2025-12-31 | 359,547.46 | 117,395 | 862.64 | 190.17 | 1,052.81 | 3.85% |
| 11 | 2025-12-31 | 2026-01-31 | 362,461.29 | 116,856 | 747.26 | 269.65 | 1,016.91 | 3.72% |
| 12 | 2026-01-31 | 2026-02-28 | 365,512.85 | 105,118 | 703.45 | 186.00 | 889.45 | 3.60% |
| 13 | 2026-02-28 | 2026-03-31 | 367,662.89 | 115,784 | 897.31 | 311.26 | 1,208.57 | 4.42% |
| 14 | 2026-03-31 | 2026-04-30 | 366,876.78 | 115,301 | 846.51 | 197.25 | 1,043.76 | 3.94% |
| 15 | 2026-04-30 | 2026-05-31 | 365,753.15 | 114,775 | 903.74 | 198.88 | 1,102.62 | 4.03% |
| 16 | 2026-05-31 | 2026-06-30 | 364,662.07 | 114,317 | 870.33 | 186.54 | 1,058.01 | 3.99% |
| 17 | 2026-06-30 | 2026-07-31 | 363,572.89 | 113,803 | 878.77 | 169.41 | 1,048.18 | 3.83% |
| 18 | 2026-07-31 | 2026-08-31 | 362,435.23 | 113,221 | 860.27 | 211.88 | 1,072.15 | 3.92% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-04-27 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-05-26 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-06-26 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-07-28 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-08-26 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-09-26 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-10-27 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-11-26 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-12-26 | 5,400.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2026-01-26 | 4,779.16 | 620.84 | / | 0.00 | 620.84 |
| 11 | 2026-02-26 | 4,075.55 | 703.61 | / | 0.00 | 703.61 |
| 12 | 2026-03-26 | 3,254.21 | 821.34 | / | 0.00 | 821.34 |
| 13 | 2026-04-27 | 2,334.80 | 919.41 | / | 0.00 | 919.41 |
| 14 | 2026-05-26 | 1,560.53 | 774.27 | / | 0.00 | 774.27 |
| 15 | 2026-06-26 | 584.47 | 976.06 | / | 0.00 | 976.06 |
| 16 | 2026-07-27 | 0.00 | 584.47 | / | 360.91 | 945.39 |
| 17 | 2026-08-26 | / | 0.00 | / | 222.97 | 222.97 |
| 18 | 2026-09-28 | / | 0.00 | / | 0.00 | 77.60 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-04-27 | 8,472.70 | 6,527.30 | 2.30% | 28.36 | 6,555.65 |
| 2 | 2025-05-26 | 7,071.70 | 1,401.00 | 2.30% | 16.02 | 1,417.02 |
| 3 | 2025-06-26 | 5,826.45 | 1,245.26 | 2.30% | 13.81 | 1,259.07 |
| 4 | 2025-07-28 | 4,714.34 | 1,112.12 | 2.30% | 11.01 | 1,123.13 |
| 5 | 2025-08-26 | 3,463.34 | 1,251.00 | 2.30% | 9.21 | 1,260.21 |
| 6 | 2025-09-26 | 2,396.80 | 1,066.53 | 2.30% | 6.77 | 1,073.30 |
| 7 | 2025-10-27 | 1,489.39 | 907.41 | 2.30% | 4.53 | 911.94 |
| 8 | 2025-11-26 | 339.13 | 1,150.26 | 2.30% | 2.91 | 1,153.17 |
| 9 | 2025-12-26 | 0.00 | 339.13 | 2.30% | 0.64 | 339.78 |
| 10 | 2026-01-26 | / | 0.00 | 2.30% | 0.00 | 0.00 |
| 11 | 2026-02-26 | / | 0.00 | 2.30% | 0.00 | 0.00 |
| 12 | 2026-03-26 | / | / | 2.30% | / | / |
| 13 | 2026-04-27 | / | / | 2.30% | / | / |
| 14 | 2026-05-26 | / | / | 2.30% | / | / |
| 15 | 2026-06-26 | / | / | 2.30% | / | / |
| 16 | 2026-07-27 | / | / | 2.30% | / | / |
| 17 | 2026-08-26 | / | / | 2.30% | / | / |
| 18 | 2026-09-28 | / | / | 2.30% | / | / |