招元和萃2025年第一期
基础信息
- 公告日期: 2025-03-11
- 簿记建档: 2025-03-18
- 设立日期: 2025-03-21
- 法定到期: 2030-04-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.35 % | 2025-03-21 | 2026-09-26 | 12,000.00 | 100.00 |
| C | 85.26 | 3,836.47 | / | 2025-03-21 | 2028-04-26 | 4,500.00 | 109.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 东方金诚 | 中债资信 |
|---|
| 优先档资产支持证券 | 12,000.00 | 11,400.00 | / | / | 2025-03-21 | AAAsf | AAAsf |
| 次级档资产支持证券 | 4,500.00 | 4,275.00 | 零息式 | / | 2025-03-21 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-11-30 | 2025-03-31 | 298,841.94 | 43,272 | 3,049.97 | 1,962.63 | 5,012.60 | 5.29% |
| 2 | 2025-03-31 | 2025-04-30 | 301,522.97 | 43,162 | 730.19 | 167.33 | 897.52 | 3.82% |
| 3 | 2025-04-30 | 2025-05-31 | 304,069.46 | 43,066 | 764.53 | 150.84 | 915.37 | 3.77% |
| 4 | 2025-05-31 | 2025-06-30 | 306,773.61 | 42,967 | 712.68 | 139.46 | 852.68 | 3.63% |
| 5 | 2025-06-30 | 2025-07-31 | 309,425.39 | 42,867 | 701.83 | 80.29 | 782.12 | 3.22% |
| 6 | 2025-07-31 | 2025-08-31 | 312,201.47 | 42,785 | 705.58 | 66.78 | 772.36 | 3.18% |
| 7 | 2025-08-31 | 2025-09-30 | 314,966.01 | 42,669 | 666.19 | 95.81 | 762.14 | 3.24% |
| 8 | 2025-09-30 | 2025-10-31 | 317,582.84 | 42,531 | 696.04 | 84.88 | 780.92 | 3.22% |
| 9 | 2025-10-31 | 2025-11-30 | 320,400.01 | 42,417 | 632.40 | 50.95 | 683.35 | 2.91% |
| 10 | 2025-11-30 | 2025-12-31 | 323,010.97 | 42,346 | 650.65 | 107.82 | 758.48 | 3.12% |
| 11 | 2025-12-31 | 2026-01-31 | 325,594.44 | 42,254 | 631.11 | 124.08 | 755.20 | 3.11% |
| 12 | 2026-01-31 | 2026-02-28 | 326,744.32 | 39,166 | 589.58 | 109.67 | 699.25 | 3.19% |
| 13 | 2026-02-28 | 2026-03-31 | 326,206.95 | 42,061 | 643.49 | 98.35 | 741.84 | 3.05% |
| 14 | 2026-03-31 | 2026-04-30 | 325,484.18 | 41,953 | 642.03 | 119.80 | 761.83 | 3.24% |
| 15 | 2026-04-30 | 2026-05-31 | 324,745.24 | 41,833 | 629.46 | 126.15 | 755.61 | 3.11% |
| 16 | 2026-05-31 | 2026-06-30 | 324,072.02 | 41,743 | 604.33 | 100.81 | 705.25 | 3.00% |
| 17 | 2026-06-30 | 2026-07-31 | 323,292.09 | 41,651 | 707.55 | 80.04 | 787.59 | 3.24% |
| 18 | 2026-07-31 | 2026-08-31 | 322,485.89 | 41,538 | 672.52 | 113.24 | 785.76 | 3.24% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-04-27 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-05-26 | 4,500.00 | 0.00 | / | / | 0.00 |
| 3 | 2025-06-26 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-07-28 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-08-26 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-09-26 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-10-27 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-11-26 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-12-26 | 4,500.00 | / | / | / | 0.00 |
| 10 | 2026-01-26 | 4,500.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2026-02-26 | 4,500.00 | / | / | / | 0.00 |
| 12 | 2026-03-26 | 4,500.00 | / | / | / | / |
| 13 | 2026-04-27 | 4,406.50 | 93.50 | / | / | 93.50 |
| 14 | 2026-05-26 | 3,836.47 | 570.03 | / | / | 570.03 |
| 15 | 2026-06-26 | 3,180.57 | 655.90 | / | 0.00 | 655.90 |
| 16 | 2026-07-27 | 2,558.45 | 622.12 | / | 0.00 | 622.12 |
| 17 | 2026-08-26 | 1,960.34 | 598.12 | / | 0.00 | 598.12 |
| 18 | 2026-09-28 | 1,353.56 | 606.77 | / | 0.00 | 606.77 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-04-27 | 7,353.42 | 4,646.58 | 2.35% | 27.81 | 4,674.39 |
| 2 | 2025-05-26 | 6,622.44 | 730.98 | 2.35% | 14.20 | 745.18 |
| 3 | 2025-06-26 | 5,813.32 | 809.12 | 2.35% | 13.22 | 822.34 |
| 4 | 2025-07-28 | 5,070.92 | 742.39 | 2.35% | 11.23 | 753.62 |
| 5 | 2025-08-26 | 4,461.37 | 609.55 | 2.35% | 10.12 | 619.67 |
| 6 | 2025-09-26 | 3,769.40 | 691.97 | 2.35% | 8.90 | 700.87 |
| 7 | 2025-10-27 | 3,147.79 | 621.61 | 2.35% | 7.28 | 628.89 |
| 8 | 2025-11-26 | 2,422.48 | 725.32 | 2.35% | 6.28 | 731.60 |
| 9 | 2025-12-26 | 1,859.76 | 562.72 | 2.35% | 4.68 | 567.40 |
| 10 | 2026-01-26 | 1,213.79 | 645.97 | 2.35% | 3.71 | 649.68 |
| 11 | 2026-02-26 | 599.98 | 613.81 | 2.35% | 2.42 | 616.23 |
| 12 | 2026-03-26 | / | 599.98 | 2.35% | 1.08 | 601.06 |
| 13 | 2026-04-27 | / | / | 2.35% | / | 0.00 |
| 14 | 2026-05-26 | / | / | 2.35% | / | 0.00 |
| 15 | 2026-06-26 | / | / | 2.35% | / | / |
| 16 | 2026-07-27 | / | 0.00 | 2.35% | 0.00 | / |
| 17 | 2026-08-26 | / | / | 2.35% | / | / |
| 18 | 2026-09-28 | / | 0.00 | 2.35% | 0.00 | / |