臻粹2025年第五期
基础信息
- 公告日期: 2025-08-14
- 簿记建档: 2025-08-21
- 设立日期: 2025-08-26
- 法定到期: 2031-09-23
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 臻粹
- 发起机构: 广发银行
- 贷款服务机构: 广发银行
- 发行人: 华润信托
- 簿记管理人: 广发证券
- 主承销商: 广发证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 23.27 | 1,954.68 | 2.0 % | 2025-08-26 | 2027-04-23 | 8,400.00 | 100.00 |
| C | 100.00 | 3,200.00 | / | 2025-08-26 | 2028-09-23 | 3,200.00 | 108.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 8,400.00 | 7,980.00 | 固定利率 | 0.66 | 2025-08-26 | AAA | AAA |
| 次级档资产支持证券 | 3,200.00 | 3,040.00 | 零息式 | 2.06 | 2025-08-26 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-05-27 | 2025-08-31 | 192,391.87 | 77,932 | 2,324.93 | 531.08 | 2,856.01 | 5.79% |
| 2 | 2025-09-01 | 2025-09-30 | 194,658.45 | 77,542 | 579.72 | 91.66 | 671.38 | 4.50% |
| 3 | 2025-10-01 | 2025-10-31 | 196,934.40 | 77,221 | 501.98 | 63.80 | 566.18 | 3.67% |
| 4 | 2025-11-01 | 2025-11-30 | 199,312.41 | 76,877 | 491.90 | 70.09 | 561.98 | 3.77% |
| 5 | 2025-12-01 | 2025-12-31 | 201,616.21 | 76,596 | 492.67 | 79.25 | 572.14 | 3.71% |
| 6 | 2026-01-01 | 2026-01-31 | 203,990.87 | 76,259 | 516.48 | 58.60 | 575.08 | 3.73% |
| 7 | 2026-02-01 | 2026-02-28 | 206,417.42 | 75,963 | 402.98 | 58.11 | 461.09 | 3.32% |
| 8 | 2026-03-01 | 2026-03-31 | 208,612.19 | 75,649 | 547.37 | 45.17 | 592.54 | 3.84% |
| 9 | 2026-04-01 | 2026-04-30 | 211,068.33 | 75,359 | 448.37 | 36.23 | 484.61 | 3.25% |
| 10 | 2026-05-01 | 2026-05-31 | 213,314.25 | 75,121 | 471.37 | 56.28 | 527.65 | 3.42% |
| 11 | 2026-06-01 | 2026-06-30 | 215,702.01 | 74,879 | 406.13 | 56.02 | 462.36 | 3.10% |
| 12 | 2026-07-01 | 2026-07-31 | 217,749.57 | 74,642 | 434.87 | 80.37 | 515.24 | 3.34% |
| 13 | 2026-08-01 | 2026-08-31 | 219,584.40 | 74,381 | 351.82 | 60.68 | 412.50 | 2.67% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-09-23 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-10-23 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-11-24 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-12-23 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2026-01-23 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2026-02-24 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2026-03-23 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2026-04-23 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2026-05-25 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2026-06-23 | 3,200.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2026-07-23 | 3,200.00 | / | / | / | / |
| 12 | 2026-08-24 | 3,200.00 | 0.00 | / | 0.00 | / |
| 13 | 2026-09-23 | 3,200.00 | 0.00 | / | 0.00 | / |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-09-23 | 6,076.56 | 2,323.44 | 2.00% | 12.89 | 2,336.33 |
| 2 | 2025-10-23 | 5,523.84 | 552.72 | 2.00% | 9.99 | 562.71 |
| 3 | 2025-11-24 | 5,056.80 | 467.04 | 2.00% | 9.38 | 476.42 |
| 4 | 2025-12-23 | 4,599.00 | 457.80 | 2.00% | 8.31 | 466.11 |
| 5 | 2026-01-23 | 4,138.68 | 460.32 | 2.00% | 7.81 | 468.13 |
| 6 | 2026-02-24 | 3,667.44 | 471.24 | 2.00% | 7.03 | 478.27 |
| 7 | 2026-03-23 | 3,286.92 | 380.52 | 2.00% | 5.63 | 386.15 |
| 8 | 2026-04-23 | 2,796.36 | 490.56 | 2.00% | 5.58 | 496.14 |
| 9 | 2026-05-25 | 2,394.00 | 402.36 | 2.00% | 4.60 | 406.96 |
| 10 | 2026-06-23 | 1,954.68 | 439.32 | 2.00% | 4.07 | 443.39 |
| 11 | 2026-07-23 | 1,569.96 | 384.72 | 2.00% | 3.21 | 387.93 |
| 12 | 2026-08-24 | 1,137.36 | 432.60 | 2.00% | 2.67 | 435.27 |
| 13 | 2026-09-23 | 801.36 | 336.00 | 2.00% | 1.93 | 337.93 |