臻粹2025年第四期
基础信息
- 公告日期: 2025-07-17
- 簿记建档: 2025-07-24
- 设立日期: 2025-07-29
- 法定到期: 2031-08-23
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 臻粹
- 发起机构: 广发银行
- 贷款服务机构: 广发银行
- 发行人: 华润信托
- 簿记管理人: 中信证券
- 主承销商: 中信证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 23.19 | 1,669.68 | 2.0 % | 2025-07-29 | 2027-02-23 | 7,200.00 | 100.00 |
| C | 100.00 | 2,800.00 | / | 2025-07-29 | 2028-08-23 | 2,800.00 | 106.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 7,200.00 | 6,840.00 | 固定利率 | 0.69 | 2025-07-29 | AAA | AAA |
| 次级档资产支持证券 | 2,800.00 | 2,660.00 | 零息式 | 2.08 | 2025-07-29 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-04-25 | 2025-07-31 | 161,788.81 | 64,765 | 1,923.71 | 366.25 | 2,289.96 | 5.47% |
| 2 | 2025-08-01 | 2025-08-31 | 163,772.96 | 64,485 | 453.80 | 82.89 | 536.69 | 4.14% |
| 3 | 2025-09-01 | 2025-09-30 | 165,699.21 | 64,213 | 451.51 | 61.00 | 512.92 | 4.10% |
| 4 | 2025-10-01 | 2025-10-31 | 167,636.89 | 63,997 | 397.99 | 39.36 | 437.35 | 3.38% |
| 5 | 2025-11-01 | 2025-11-30 | 169,694.85 | 63,776 | 374.66 | 46.29 | 420.95 | 3.36% |
| 6 | 2025-12-01 | 2025-12-31 | 171,626.50 | 63,531 | 391.39 | 100.27 | 491.82 | 3.80% |
| 7 | 2026-01-01 | 2026-01-31 | 173,694.38 | 63,279 | 417.09 | 33.61 | 450.70 | 3.48% |
| 8 | 2026-02-01 | 2026-02-28 | 175,787.46 | 63,084 | 341.15 | 20.07 | 361.22 | 3.10% |
| 9 | 2026-03-01 | 2026-03-31 | 177,741.52 | 62,826 | 430.79 | 39.20 | 470.15 | 3.63% |
| 10 | 2026-04-01 | 2026-04-30 | 179,950.83 | 62,623 | 371.54 | 18.99 | 390.53 | 3.12% |
| 11 | 2026-05-01 | 2026-05-31 | 181,856.01 | 62,448 | 355.72 | 49.97 | 405.68 | 3.13% |
| 12 | 2026-06-01 | 2026-06-30 | 183,761.74 | 62,242 | 374.47 | 51.45 | 425.91 | 3.40% |
| 13 | 2026-07-01 | 2026-07-31 | 184,667.23 | 62,045 | 328.36 | 34.67 | 363.03 | 2.80% |
| 14 | 2026-08-01 | 2026-08-31 | 184,431.89 | 61,872 | 299.41 | 36.77 | 336.18 | 2.60% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-08-25 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-09-23 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-10-23 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-11-24 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-12-23 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2026-01-23 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2026-02-24 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2026-03-23 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2026-04-23 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2026-05-25 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2026-06-23 | 2,800.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2026-07-23 | 2,800.00 | / | / | / | / |
| 13 | 2026-08-24 | 2,800.00 | 0.00 | / | 0.00 | / |
| 14 | 2026-09-23 | 2,800.00 | 0.00 | / | 0.00 | / |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-08-25 | 5,342.40 | 1,857.60 | 2.00% | 9.86 | 1,867.46 |
| 2 | 2025-09-23 | 4,896.00 | 446.40 | 2.00% | 9.07 | 455.47 |
| 3 | 2025-10-23 | 4,477.68 | 418.32 | 2.00% | 8.05 | 426.37 |
| 4 | 2025-11-24 | 4,114.80 | 362.88 | 2.00% | 7.61 | 370.49 |
| 5 | 2025-12-23 | 3,769.20 | 345.60 | 2.00% | 6.76 | 352.36 |
| 6 | 2026-01-23 | 3,369.60 | 399.60 | 2.00% | 6.40 | 406.00 |
| 7 | 2026-02-24 | 3,000.96 | 368.64 | 2.00% | 5.72 | 374.36 |
| 8 | 2026-03-23 | 2,705.04 | 295.92 | 2.00% | 4.60 | 300.52 |
| 9 | 2026-04-23 | 2,319.84 | 385.20 | 2.00% | 4.59 | 389.79 |
| 10 | 2026-05-25 | 2,003.04 | 316.80 | 2.00% | 3.81 | 320.61 |
| 11 | 2026-06-23 | 1,669.68 | 333.36 | 2.00% | 3.40 | 336.76 |
| 12 | 2026-07-23 | 1,314.72 | 354.96 | 2.00% | 2.74 | 357.70 |
| 13 | 2026-08-24 | 1,017.36 | 297.36 | 2.00% | 2.23 | 299.59 |
| 14 | 2026-09-23 | 737.28 | 280.08 | 2.00% | 1.73 | 281.81 |