臻粹2025年第二期
基础信息
- 公告日期: 2025-06-12
- 簿记建档: 2025-06-19
- 设立日期: 2025-06-24
- 法定到期: 2031-07-23
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 臻粹
- 发起机构: 广发银行
- 贷款服务机构: 广发银行
- 发行人: 华润信托
- 簿记管理人: 广发证券
- 主承销商: 广发证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 16.47 | 2,437.56 | 2.03 % | 2025-06-24 | 2027-03-23 | 14,800.00 | 100.00 |
| C | 100.00 | 5,500.00 | / | 2025-06-24 | 2028-07-23 | 5,500.00 | 108.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 14,800.00 | 14,060.00 | 固定利率 | 0.72 | 2025-06-24 | AAA | AAA |
| 次级档资产支持证券 | 5,500.00 | 5,225.00 | 零息式 | 2.12 | 2025-06-24 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-03-11 | 2025-06-30 | 318,432.91 | 116,052 | 4,602.34 | 794.03 | 5,396.37 | 5.74% |
| 2 | 2025-07-01 | 2025-07-31 | 322,003.36 | 115,474 | 962.22 | 118.37 | 1,080.59 | 4.25% |
| 3 | 2025-08-01 | 2025-08-31 | 325,896.68 | 114,980 | 788.85 | 95.74 | 884.59 | 3.48% |
| 4 | 2025-09-01 | 2025-09-30 | 329,862.77 | 114,568 | 783.53 | 77.67 | 862.25 | 3.51% |
| 5 | 2025-10-01 | 2025-10-31 | 333,782.50 | 114,196 | 744.34 | 69.12 | 813.47 | 3.20% |
| 6 | 2025-11-01 | 2025-11-30 | 337,821.56 | 113,783 | 832.33 | 74.57 | 906.90 | 3.69% |
| 7 | 2025-12-01 | 2025-12-31 | 341,681.37 | 113,343 | 822.64 | 138.15 | 961.10 | 3.78% |
| 8 | 2026-01-01 | 2026-01-31 | 345,855.60 | 112,868 | 786.06 | 63.66 | 849.72 | 3.34% |
| 9 | 2026-02-01 | 2026-02-28 | 350,056.55 | 112,460 | 715.71 | 46.01 | 761.71 | 3.33% |
| 10 | 2026-03-01 | 2026-03-31 | 353,900.20 | 112,006 | 848.67 | 68.21 | 916.88 | 3.61% |
| 11 | 2026-04-01 | 2026-04-30 | 358,231.47 | 111,577 | 731.34 | 44.63 | 775.97 | 3.16% |
| 12 | 2026-05-01 | 2026-05-31 | 362,097.50 | 111,249 | 681.95 | 90.61 | 772.56 | 3.04% |
| 13 | 2026-06-01 | 2026-06-30 | 362,951.20 | 110,891 | 670.72 | 69.62 | 740.65 | 3.02% |
| 14 | 2026-07-01 | 2026-07-31 | 362,308.03 | 110,519 | 659.24 | 106.28 | 765.53 | 3.01% |
| 15 | 2026-08-01 | 2026-08-31 | 361,671.70 | 110,214 | 609.00 | 54.82 | 663.82 | 2.61% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-07-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-08-25 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-09-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-10-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-11-24 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-12-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2026-01-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2026-02-24 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2026-03-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2026-04-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2026-05-25 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2026-06-23 | 5,500.00 | 0.00 | / | 0.00 | 0.00 |
| 13 | 2026-07-23 | 5,500.00 | / | / | / | / |
| 14 | 2026-08-24 | 5,500.00 | 0.00 | / | 0.00 | / |
| 15 | 2026-09-23 | 5,500.00 | 0.00 | / | 0.00 | / |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-07-23 | 10,331.88 | 4,468.12 | 2.03% | 23.87 | 4,491.99 |
| 2 | 2025-08-25 | 9,432.04 | 899.84 | 2.03% | 17.81 | 917.65 |
| 3 | 2025-09-23 | 8,699.44 | 732.60 | 2.03% | 16.26 | 748.86 |
| 4 | 2025-10-23 | 7,996.44 | 703.00 | 2.03% | 14.51 | 717.51 |
| 5 | 2025-11-24 | 7,323.04 | 673.40 | 2.03% | 13.79 | 687.19 |
| 6 | 2025-12-23 | 6,580.08 | 742.96 | 2.03% | 12.22 | 755.18 |
| 7 | 2026-01-23 | 5,794.20 | 785.88 | 2.03% | 11.34 | 797.22 |
| 8 | 2026-02-24 | 5,091.20 | 703.00 | 2.03% | 9.99 | 712.99 |
| 9 | 2026-03-23 | 4,469.60 | 621.60 | 2.03% | 7.93 | 629.53 |
| 10 | 2026-04-23 | 3,713.32 | 756.28 | 2.03% | 7.71 | 763.99 |
| 11 | 2026-05-25 | 3,071.00 | 642.32 | 2.03% | 6.20 | 648.52 |
| 12 | 2026-06-23 | 2,437.56 | 633.44 | 2.03% | 5.29 | 638.73 |
| 13 | 2026-07-23 | 1,832.24 | 605.32 | 2.03% | 4.07 | 609.39 |
| 14 | 2026-08-24 | 1,201.76 | 630.48 | 2.03% | 3.16 | 633.64 |
| 15 | 2026-09-23 | 643.80 | 557.96 | 2.03% | 2.07 | 560.03 |