臻粹2025年第一期
基础信息
- 公告日期: 2025-04-15
- 簿记建档: 2025-04-22
- 设立日期: 2025-04-25
- 法定到期: 2031-05-23
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 臻粹
- 发起机构: 广发银行
- 贷款服务机构: 广发银行
- 发行人: 华润信托
- 簿记管理人: 中信证券
- 主承销商: 中信证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 22.98 | 2,229.06 | 2.29 % | 2025-04-25 | 2026-12-23 | 9,700.00 | 100.00 |
| C | 100.00 | 3,700.00 | / | 2025-04-25 | 2028-05-23 | 3,700.00 | 108.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 9,700.00 | 9,215.00 | 固定利率 | 0.76 | 2025-04-25 | AAA | AAA |
| 次级档资产支持证券 | 3,700.00 | 3,515.00 | 零息式 | 2.04 | 2025-04-25 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2025-01-22 | 2025-04-30 | 230,684.20 | 59,787 | 1,595.05 | 1,334.53 | 2,929.59 | 4.87% |
| 2 | 2025-05-01 | 2025-05-31 | 233,545.35 | 59,470 | 529.24 | 76.81 | 606.06 | 3.29% |
| 3 | 2025-06-01 | 2025-06-30 | 236,424.41 | 59,176 | 544.09 | 50.00 | 594.43 | 3.34% |
| 4 | 2025-07-01 | 2025-07-31 | 239,319.61 | 58,958 | 444.89 | 43.79 | 488.68 | 2.66% |
| 5 | 2025-08-01 | 2025-08-31 | 242,398.19 | 58,779 | 442.02 | 32.15 | 474.17 | 2.58% |
| 6 | 2025-09-01 | 2025-09-30 | 245,518.79 | 58,579 | 435.14 | 38.19 | 473.56 | 2.66% |
| 7 | 2025-10-01 | 2025-10-31 | 248,579.28 | 58,392 | 439.84 | 25.72 | 465.56 | 2.53% |
| 8 | 2025-11-01 | 2025-11-30 | 251,812.57 | 58,188 | 411.57 | 29.92 | 441.49 | 2.48% |
| 9 | 2025-12-01 | 2025-12-31 | 254,886.01 | 57,997 | 465.60 | 50.89 | 516.66 | 2.81% |
| 10 | 2026-01-01 | 2026-01-31 | 258,107.14 | 57,802 | 439.92 | 32.84 | 472.76 | 2.57% |
| 11 | 2026-02-01 | 2026-02-28 | 261,238.47 | 57,630 | 388.20 | 17.16 | 405.36 | 2.45% |
| 12 | 2026-03-01 | 2026-03-31 | 263,865.76 | 57,407 | 458.30 | 34.77 | 493.06 | 2.68% |
| 13 | 2026-04-01 | 2026-04-30 | 265,731.49 | 57,218 | 393.68 | 24.53 | 418.20 | 2.35% |
| 14 | 2026-05-01 | 2026-05-31 | 265,514.57 | 57,041 | 354.88 | 38.13 | 393.01 | 2.14% |
| 15 | 2026-06-01 | 2026-06-30 | 265,171.75 | 56,889 | 368.50 | 35.74 | 404.24 | 2.27% |
| 16 | 2026-07-01 | 2026-07-31 | 264,751.78 | 56,719 | 393.09 | 39.75 | 432.84 | 2.35% |
| 17 | 2026-08-01 | 2026-08-31 | 264,386.97 | 56,579 | 315.12 | 37.12 | 352.23 | 1.91% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-05-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-06-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-07-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-08-25 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-09-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-10-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-11-24 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-12-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2026-01-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2026-02-24 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2026-03-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2026-04-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 13 | 2026-05-25 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 14 | 2026-06-23 | 3,700.00 | 0.00 | / | 0.00 | 0.00 |
| 15 | 2026-07-23 | 3,700.00 | 0.00 | / | 0.00 | / |
| 16 | 2026-08-24 | 3,700.00 | 0.00 | / | 0.00 | / |
| 17 | 2026-09-23 | 3,700.00 | / | / | / | / |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-05-23 | 7,339.99 | 2,360.01 | 2.29% | 17.04 | 2,377.05 |
| 2 | 2025-06-23 | 6,839.47 | 500.52 | 2.29% | 14.28 | 514.80 |
| 3 | 2025-07-23 | 6,352.53 | 486.94 | 2.29% | 12.87 | 499.81 |
| 4 | 2025-08-25 | 5,955.80 | 396.73 | 2.29% | 12.36 | 409.09 |
| 5 | 2025-09-23 | 5,570.71 | 385.09 | 2.29% | 11.58 | 396.67 |
| 6 | 2025-10-23 | 5,189.50 | 381.21 | 2.29% | 10.49 | 391.70 |
| 7 | 2025-11-24 | 4,809.26 | 380.24 | 2.29% | 10.09 | 390.33 |
| 8 | 2025-12-23 | 4,450.36 | 358.90 | 2.29% | 9.05 | 367.95 |
| 9 | 2026-01-23 | 4,028.41 | 421.95 | 2.29% | 8.66 | 430.61 |
| 10 | 2026-02-24 | 3,639.44 | 388.97 | 2.29% | 7.83 | 396.80 |
| 11 | 2026-03-23 | 3,305.76 | 333.68 | 2.29% | 6.39 | 340.07 |
| 12 | 2026-04-23 | 2,900.30 | 405.46 | 2.29% | 6.43 | 411.89 |
| 13 | 2026-05-25 | 2,554.98 | 345.32 | 2.29% | 5.46 | 350.78 |
| 14 | 2026-06-23 | 2,229.06 | 325.92 | 2.29% | 4.97 | 330.89 |
| 15 | 2026-07-23 | 1,894.41 | 334.65 | 2.29% | 4.20 | 338.85 |
| 16 | 2026-08-24 | 1,535.51 | 358.90 | 2.29% | 3.68 | 362.58 |
| 17 | 2026-09-23 | 1,246.45 | 289.06 | 2.29% | 2.99 | 292.05 |