招元和萃2024年第九期
基础信息
- 公告日期: 2024-12-13
- 簿记建档: 2024-12-20
- 设立日期: 2024-12-25
- 法定到期: 2030-02-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.13 % | 2024-12-25 | 2026-02-26 | 14,800.00 | 100.00 |
| C | 23.16 | 1,227.65 | / | 2024-12-25 | 2028-02-26 | 5,300.00 | 108.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 标普 |
|---|
| 优先档资产支持证券 | 14,800.00 | 14,060.00 | 固定利率 | / | 2024-12-25 | AAA | AAA |
| 次级档资产支持证券 | 5,300.00 | 5,035.00 | 零息式 | / | 2024-12-25 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-09-30 | 2024-12-31 | 335,629.22 | 96,245 | 2,940.00 | 4,196.25 | 7,136.25 | 8.77% |
| 2 | 2024-12-31 | 2025-01-31 | 337,982.32 | 95,729 | 1,029.27 | 734.22 | 1,763.49 | 6.43% |
| 3 | 2025-01-31 | 2025-02-28 | 340,770.34 | 95,397 | 907.73 | 429.04 | 1,336.77 | 5.40% |
| 4 | 2025-02-28 | 2025-03-31 | 343,139.78 | 95,117 | 981.26 | 344.16 | 1,336.07 | 4.87% |
| 5 | 2025-03-31 | 2025-04-30 | 345,894.52 | 94,818 | 961.36 | 341.24 | 1,302.61 | 4.91% |
| 6 | 2025-04-30 | 2025-05-31 | 348,547.01 | 94,534 | 980.79 | 287.86 | 1,268.65 | 4.63% |
| 7 | 2025-05-31 | 2025-06-30 | 351,495.80 | 94,311 | 929.63 | 156.26 | 1,088.70 | 4.10% |
| 8 | 2025-06-30 | 2025-07-31 | 354,068.29 | 94,019 | 984.40 | 287.46 | 1,271.86 | 4.64% |
| 9 | 2025-07-31 | 2025-08-31 | 356,987.95 | 93,770 | 889.85 | 177.03 | 1,066.88 | 3.89% |
| 10 | 2025-08-31 | 2025-09-30 | 359,869.50 | 93,504 | 842.65 | 224.95 | 1,070.33 | 4.03% |
| 11 | 2025-09-30 | 2025-10-31 | 362,764.88 | 93,278 | 805.73 | 136.43 | 942.16 | 3.44% |
| 12 | 2025-10-31 | 2025-11-30 | 365,728.15 | 93,046 | 768.35 | 194.88 | 963.23 | 3.63% |
| 13 | 2025-11-30 | 2025-12-31 | 368,408.44 | 92,815 | 788.76 | 169.65 | 960.43 | 3.50% |
| 14 | 2025-12-31 | 2026-01-31 | 367,813.88 | 92,555 | 894.95 | 219.96 | 1,114.91 | 4.07% |
| 15 | 2026-01-31 | 2026-02-28 | 366,903.00 | 84,264 | 789.19 | 163.43 | 952.62 | 3.85% |
| 16 | 2026-02-28 | 2026-03-31 | 365,738.42 | 91,982 | 877.07 | 236.43 | 1,113.49 | 4.06% |
| 17 | 2026-03-31 | 2026-04-30 | 364,640.36 | 91,726 | 881.47 | 203.40 | 1,084.87 | 4.09% |
| 18 | 2026-04-30 | 2026-05-31 | 363,445.15 | 91,470 | 938.20 | 203.65 | 1,141.85 | 4.17% |
| 19 | 2026-05-31 | 2026-06-30 | 362,327.26 | 91,188 | 839.22 | 209.04 | 1,048.26 | 3.95% |
| 20 | 2026-06-30 | 2026-07-31 | / | / | 0.00 | 1,163.43 | 1,163.43 | 4.24% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-01-26 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-02-26 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-03-26 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-04-27 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-05-26 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-06-26 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-07-28 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-08-26 | 5,300.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-09-26 | 5,168.73 | 131.27 | / | / | 131.27 |
| 10 | 2025-10-27 | 4,355.69 | 813.05 | / | 0.00 | 813.05 |
| 11 | 2025-11-26 | 3,535.04 | 820.65 | / | / | 820.65 |
| 12 | 2025-12-26 | 2,844.59 | 690.45 | / | / | 690.45 |
| 13 | 2026-01-26 | 2,103.39 | 741.20 | / | 0.00 | 741.20 |
| 14 | 2026-02-26 | 1,227.65 | 875.74 | / | 0.00 | 875.74 |
| 15 | 2026-03-26 | 348.04 | 879.61 | / | 0.00 | 879.61 |
| 16 | 2026-04-27 | 0.00 | 348.04 | / | 506.31 | 857.87 |
| 17 | 2026-05-26 | / | 0.00 | / | 0.00 | 75.46 |
| 18 | 2026-06-26 | / | 0.00 | / | 0.00 | 99.69 |
| 19 | 2026-07-27 | / | 0.00 | / | 93.28 | 93.28 |
| 20 | 2026-08-26 | / | 0.00 | / | 0.47 | 0.47 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2025-01-26 | 7,900.77 | 6,899.23 | 2.13% | 27.64 | 6,926.86 |
| 2 | 2025-02-26 | 6,499.70 | 1,401.07 | 2.13% | 14.29 | 1,415.36 |
| 3 | 2025-03-26 | 5,379.34 | 1,120.36 | 2.13% | 10.62 | 1,130.98 |
| 4 | 2025-04-27 | 4,304.18 | 1,075.16 | 2.13% | 9.73 | 1,084.89 |
| 5 | 2025-05-26 | 3,214.93 | 1,089.25 | 2.13% | 7.54 | 1,096.79 |
| 6 | 2025-06-26 | 2,091.21 | 1,123.72 | 2.13% | 5.82 | 1,129.54 |
| 7 | 2025-07-28 | 1,126.41 | 964.80 | 2.13% | 3.66 | 968.46 |
| 8 | 2025-08-26 | 102.03 | 1,024.38 | 2.13% | 2.04 | 1,026.42 |
| 9 | 2025-09-26 | 0.00 | 102.03 | 2.13% | 0.18 | 102.22 |
| 10 | 2025-10-27 | 14,800.00 | 0.00 | 2.13% | 0.00 | 0.00 |
| 11 | 2025-11-26 | 0.00 | / | 2.13% | / | 0.00 |
| 12 | 2025-12-26 | 0.00 | / | 2.13% | / | 0.00 |
| 13 | 2026-01-26 | 0.00 | 0.00 | 2.13% | 0.00 | 0.00 |
| 14 | 2026-02-26 | / | 0.00 | 2.13% | 0.00 | 0.00 |
| 15 | 2026-03-26 | / | / | 2.13% | / | / |
| 16 | 2026-04-27 | / | / | 2.13% | / | / |
| 17 | 2026-05-26 | / | / | 2.13% | / | / |
| 18 | 2026-06-26 | / | / | 2.13% | / | / |
| 19 | 2026-07-27 | / | / | 2.13% | / | / |
| 20 | 2026-08-26 | / | / | 2.13% | / | / |