招元和萃2024年第七期
基础信息
- 公告日期: 2024-11-18
- 簿记建档: 2024-11-25
- 设立日期: 2024-11-28
- 法定到期: 2030-01-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.13 % | 2024-11-28 | 2026-04-26 | 11,600.00 | 100.00 |
| C | 0.00 | 0.00 | / | 2024-11-28 | 2028-01-26 | 4,400.00 | 108.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 联合资信 |
|---|
| 优先档资产支持证券 | 11,600.00 | 11,020.00 | / | / | 2024-11-28 | AAA | AAA |
| 次级档资产支持证券 | 4,400.00 | 4,180.00 | 零息式 | / | 2024-11-28 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-08-31 | 2024-11-30 | 300,802.55 | 44,521 | 2,467.74 | 1,703.43 | 4,171.16 | 5.76% |
| 2 | 2024-11-30 | 2024-12-31 | 302,968.11 | 44,415 | 974.53 | 350.17 | 1,324.97 | 5.37% |
| 3 | 2024-12-31 | 2025-01-31 | 305,423.43 | 44,294 | 823.91 | 297.33 | 1,121.24 | 4.55% |
| 4 | 2025-01-31 | 2025-02-28 | 308,090.03 | 44,204 | 813.03 | 121.48 | 934.52 | 4.20% |
| 5 | 2025-02-28 | 2025-03-31 | 310,315.00 | 44,096 | 835.34 | 167.83 | 1,003.36 | 4.07% |
| 6 | 2025-03-31 | 2025-04-30 | 312,958.78 | 44,008 | 764.60 | 155.84 | 920.44 | 3.86% |
| 7 | 2025-04-30 | 2025-05-31 | 315,521.35 | 43,923 | 791.36 | 103.37 | 894.73 | 3.63% |
| 8 | 2025-05-31 | 2025-06-30 | 318,261.00 | 43,802 | 741.37 | 76.43 | 817.93 | 3.43% |
| 9 | 2025-06-30 | 2025-07-31 | 320,804.17 | 43,655 | 725.23 | 136.77 | 862.00 | 3.50% |
| 10 | 2025-07-31 | 2025-08-31 | 323,461.16 | 43,542 | 701.07 | 142.54 | 843.61 | 3.42% |
| 11 | 2025-08-31 | 2025-09-30 | 326,241.85 | 43,458 | 643.98 | 69.71 | 713.82 | 2.99% |
| 12 | 2025-09-30 | 2025-10-31 | 328,689.07 | 43,373 | 732.20 | 77.10 | 809.29 | 3.28% |
| 13 | 2025-10-31 | 2025-11-30 | 329,817.56 | 43,284 | 659.96 | 101.09 | 761.04 | 3.19% |
| 14 | 2025-11-30 | 2025-12-31 | 329,316.55 | 43,185 | 706.97 | 95.48 | 802.44 | 3.25% |
| 15 | 2025-12-31 | 2026-01-31 | 328,655.10 | 43,080 | 646.74 | 89.13 | 735.87 | 2.98% |
| 16 | 2026-01-31 | 2026-02-28 | 328,096.38 | 43,007 | 583.55 | 50.00 | 633.56 | 2.84% |
| 17 | 2026-02-28 | 2026-03-31 | 327,228.41 | 42,906 | 713.64 | 172.85 | 886.49 | 3.60% |
| 18 | 2026-03-31 | 2026-04-30 | 326,384.66 | 42,828 | 743.96 | 109.86 | 853.81 | 3.58% |
| 19 | 2026-04-30 | 2026-05-31 | 325,601.91 | 42,728 | 695.28 | 84.57 | 779.85 | 3.16% |
| 20 | 2026-05-31 | 2026-06-30 | 324,846.71 | 42,610 | 681.20 | 77.50 | 758.70 | 3.18% |
| 21 | 2026-06-30 | 2026-07-31 | 323,835.22 | 42,428 | 759.82 | 202.58 | 962.39 | 3.90% |
| 22 | 2026-07-31 | 2026-08-31 | 323,010.30 | 42,284 | 716.33 | 83.27 | 799.60 | 3.24% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-12-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-01-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-02-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-03-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-04-27 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-05-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-06-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-07-28 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-08-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2025-09-26 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2025-10-27 | 4,400.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2025-11-26 | 3,773.28 | 626.72 | / | 0.00 | 626.72 |
| 13 | 2025-12-26 | 3,164.11 | 609.17 | / | 0.00 | 609.17 |
| 14 | 2026-01-26 | 2,521.83 | 642.27 | / | / | 642.27 |
| 15 | 2026-02-26 | 1,924.18 | 597.66 | / | 0.00 | 597.66 |
| 16 | 2026-03-26 | 1,363.57 | 560.60 | / | 0.00 | 560.60 |
| 17 | 2026-04-27 | 639.36 | 724.21 | / | 0.00 | 724.21 |
| 18 | 2026-05-26 | 0.00 | 639.36 | / | 12.42 | 651.79 |
| 19 | 2026-06-26 | / | 0.00 | / | 502.46 | 502.46 |
| 20 | 2026-07-27 | / | 0.00 | / | 66.82 | 66.82 |
| 21 | 2026-08-26 | / | 0.00 | / | 0.00 | 76.06 |
| 22 | 2026-09-28 | / | 0.00 | / | 13.63 | 13.63 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-12-26 | 7,643.97 | 3,956.03 | 2.13% | 18.95 | 3,974.98 |
| 2 | 2025-01-26 | 6,551.69 | 1,092.28 | 2.13% | 13.83 | 1,106.11 |
| 3 | 2025-02-26 | 5,539.45 | 1,012.24 | 2.13% | 11.85 | 1,024.09 |
| 4 | 2025-03-26 | 4,728.16 | 811.29 | 2.13% | 9.05 | 820.34 |
| 5 | 2025-04-27 | 3,882.84 | 845.32 | 2.13% | 8.55 | 853.87 |
| 6 | 2025-05-26 | 3,121.50 | 761.34 | 2.13% | 6.80 | 768.14 |
| 7 | 2025-06-26 | 2,306.65 | 814.85 | 2.13% | 5.65 | 820.50 |
| 8 | 2025-07-28 | 1,577.94 | 728.71 | 2.13% | 4.04 | 732.75 |
| 9 | 2025-08-26 | 899.68 | 678.25 | 2.13% | 2.85 | 681.11 |
| 10 | 2025-09-26 | 110.10 | 789.59 | 2.13% | 1.63 | 791.22 |
| 11 | 2025-10-27 | 0.00 | 110.10 | 2.13% | 0.19 | 110.29 |
| 12 | 2025-11-26 | 11,600.00 | 0.00 | 2.13% | 0.00 | 0.00 |
| 13 | 2025-12-26 | 0.00 | 0.00 | 2.13% | 0.00 | 0.00 |
| 14 | 2026-01-26 | 0.00 | / | 2.13% | / | 0.00 |
| 15 | 2026-02-26 | / | 0.00 | 2.13% | 0.00 | 0.00 |
| 16 | 2026-03-26 | / | / | 2.13% | / | / |
| 17 | 2026-04-27 | / | 0.00 | 2.13% | 0.00 | 0.00 |
| 18 | 2026-05-26 | / | 0.00 | 2.13% | 0.00 | 0.00 |
| 19 | 2026-06-26 | / | / | 2.13% | / | / |
| 20 | 2026-07-27 | / | / | 2.13% | / | / |
| 21 | 2026-08-26 | / | / | 2.13% | / | / |
| 22 | 2026-09-28 | / | / | 2.13% | / | / |