招元和萃2024年第六期
基础信息
- 公告日期: 2024-09-13
- 簿记建档: 2024-09-23
- 设立日期: 2024-09-26
- 法定到期: 2029-11-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.13 % | 2024-09-26 | 2025-10-26 | 19,000.00 | 100.00 |
| C | 0.00 | 0.00 | / | 2024-09-26 | 2027-11-26 | 6,800.00 | 108.50 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 新世纪 |
|---|
| 优先档资产支持证券 | 19,000.00 | 18,050.00 | 固定利率 | / | 2024-09-26 | AAA_sf | AAA |
| 次级档资产支持证券 | 6,800.00 | 6,460.00 | 零息式 | / | 2024-09-26 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-06-30 | 2024-09-30 | 386,561.34 | 138,003 | 4,179.12 | 5,390.22 | 9,569.33 | 10.13% |
| 2 | 2024-09-30 | 2024-10-31 | 388,665.85 | 136,884 | 1,511.64 | 703.87 | 2,215.51 | 6.96% |
| 3 | 2024-10-31 | 2024-11-30 | 391,318.39 | 135,914 | 1,149.09 | 617.61 | 1,766.70 | 5.73% |
| 4 | 2024-11-30 | 2024-12-31 | 393,914.24 | 135,232 | 1,213.18 | 483.97 | 1,698.36 | 5.33% |
| 5 | 2024-12-31 | 2025-01-31 | 396,472.39 | 134,395 | 1,168.02 | 646.04 | 1,814.06 | 5.70% |
| 6 | 2025-01-31 | 2025-02-28 | 399,415.42 | 133,828 | 1,041.90 | 407.75 | 1,449.65 | 5.04% |
| 7 | 2025-02-28 | 2025-03-31 | 401,794.54 | 133,298 | 1,199.11 | 358.67 | 1,558.02 | 4.89% |
| 8 | 2025-03-31 | 2025-04-30 | 404,421.42 | 132,588 | 1,237.17 | 441.35 | 1,678.53 | 5.45% |
| 9 | 2025-04-30 | 2025-05-31 | 407,213.57 | 132,033 | 1,101.42 | 285.97 | 1,387.39 | 4.36% |
| 10 | 2025-05-31 | 2025-06-30 | 410,214.49 | 131,529 | 1,042.60 | 258.41 | 1,301.18 | 4.22% |
| 11 | 2025-06-30 | 2025-07-31 | 413,146.47 | 131,042 | 983.11 | 222.12 | 1,205.23 | 3.79% |
| 12 | 2025-07-31 | 2025-08-31 | 416,209.87 | 130,614 | 925.09 | 229.61 | 1,154.70 | 3.63% |
| 13 | 2025-08-31 | 2025-09-30 | 419,022.30 | 130,158 | 926.74 | 246.66 | 1,173.51 | 3.81% |
| 14 | 2025-09-30 | 2025-10-31 | 418,276.83 | 129,665 | 1,057.63 | 287.15 | 1,344.78 | 4.22% |
| 15 | 2025-10-31 | 2025-11-30 | 417,009.28 | 129,133 | 1,027.41 | 265.15 | 1,292.55 | 4.19% |
| 16 | 2025-11-30 | 2025-12-31 | 415,770.22 | 128,608 | 973.74 | 227.40 | 1,201.23 | 3.77% |
| 17 | 2025-12-31 | 2026-01-31 | 414,624.90 | 128,102 | 899.76 | 233.59 | 1,133.35 | 3.56% |
| 18 | 2026-01-31 | 2026-02-28 | 413,550.59 | 127,716 | 866.50 | 202.63 | 1,069.13 | 3.72% |
| 19 | 2026-02-28 | 2026-03-31 | 412,024.58 | 126,986 | 1,035.03 | 371.55 | 1,406.58 | 4.42% |
| 20 | 2026-03-31 | 2026-04-30 | 410,708.78 | 126,464 | 1,018.19 | 249.35 | 1,267.53 | 4.11% |
| 21 | 2026-04-30 | 2026-05-31 | / | / | / | 1,323.70 | 1,323.70 | 4.16% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-10-28 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2024-11-26 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2024-12-26 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-01-26 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-02-26 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-03-26 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-04-27 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-05-26 | 6,800.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-06-26 | 6,109.95 | 690.05 | / | / | 690.05 |
| 10 | 2025-07-28 | 5,004.03 | 1,105.92 | / | / | 1,105.92 |
| 11 | 2025-08-26 | 4,146.86 | 857.17 | / | / | 857.17 |
| 12 | 2025-09-26 | 3,218.96 | 927.91 | / | / | 927.91 |
| 13 | 2025-10-27 | 2,345.74 | 873.22 | / | / | 873.22 |
| 14 | 2025-11-26 | 1,157.60 | 1,188.14 | / | 0.00 | 1,188.14 |
| 15 | 2025-12-26 | 87.32 | 1,070.29 | / | / | 1,070.29 |
| 16 | 2026-01-26 | 0.00 | 87.32 | / | 650.92 | 738.24 |
| 17 | 2026-02-26 | / | / | / | 81.73 | 81.73 |
| 18 | 2026-03-26 | / | 0.00 | / | 0.00 | 97.97 |
| 19 | 2026-04-27 | / | 0.00 | / | 107.44 | 214.89 |
| 20 | 2026-05-26 | / | 0.00 | / | 93.36 | 186.72 |
| 21 | 2026-06-26 | / | 0.00 | / | 7.83 | 7.83 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-10-28 | 9,722.05 | 9,277.95 | 2.13% | 33.26 | 9,311.21 |
| 2 | 2024-11-26 | 7,868.09 | 1,853.96 | 2.13% | 17.59 | 1,871.55 |
| 3 | 2024-12-26 | 6,610.02 | 1,258.07 | 2.13% | 13.77 | 1,271.84 |
| 4 | 2025-01-26 | 5,196.67 | 1,413.35 | 2.13% | 11.96 | 1,425.31 |
| 5 | 2025-02-26 | 3,629.89 | 1,566.78 | 2.13% | 9.40 | 1,576.18 |
| 6 | 2025-03-26 | 2,379.10 | 1,250.79 | 2.13% | 5.93 | 1,256.72 |
| 7 | 2025-04-27 | 1,043.18 | 1,335.93 | 2.13% | 4.30 | 1,340.23 |
| 8 | 2025-05-26 | 0.00 | 1,043.18 | 2.13% | 1.83 | 1,045.00 |
| 9 | 2025-06-26 | 0.00 | / | 2.13% | / | 0.00 |
| 10 | 2025-07-28 | 0.00 | / | 2.13% | / | 0.00 |
| 11 | 2025-08-26 | 0.00 | / | 2.13% | / | 0.00 |
| 12 | 2025-09-26 | 0.00 | / | 2.13% | / | 0.00 |
| 13 | 2025-10-27 | 0.00 | / | 2.13% | / | 0.00 |
| 14 | 2025-11-26 | 19,000.00 | 0.00 | 2.13% | 0.00 | 0.00 |
| 15 | 2025-12-26 | 0.00 | / | 2.13% | / | 0.00 |
| 16 | 2026-01-26 | 0.00 | / | 2.13% | / | 0.00 |
| 17 | 2026-02-26 | / | / | 2.13% | / | 0.00 |
| 18 | 2026-03-26 | / | / | 2.13% | / | / |
| 19 | 2026-04-27 | / | / | 2.13% | / | 0.00 |
| 20 | 2026-05-26 | / | / | 2.13% | / | 0.00 |
| 21 | 2026-06-26 | / | / | 2.13% | / | / |