招元和萃2024年第五期
基础信息
- 公告日期: 2024-08-19
- 簿记建档: 2024-08-26
- 设立日期: 2024-08-29
- 法定到期: 2029-10-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.2 % | 2024-08-29 | 2026-04-26 | 18,200.00 | 100.00 |
| C | 8.19 | 335.72 | / | 2024-08-29 | 2027-10-26 | 4,100.00 | 108.50 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 联合资信 |
|---|
| 优先档资产支持证券 | 18,200.00 | 17,290.00 | / | / | 2024-08-29 | AAA | AAA |
| 次级档资产支持证券 | 4,100.00 | 3,895.00 | 零息式 | / | 2024-08-29 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-05-31 | 2024-08-31 | 314,645.82 | 47,803 | 3,408.51 | 2,216.76 | 5,625.27 | 7.31% |
| 2 | 2024-08-31 | 2024-09-30 | 317,082.45 | 47,676 | 1,141.74 | 158.21 | 1,301.19 | 5.18% |
| 3 | 2024-09-30 | 2024-10-31 | 319,424.92 | 47,560 | 1,116.18 | 150.22 | 1,266.40 | 4.88% |
| 4 | 2024-10-31 | 2024-11-30 | 321,876.88 | 47,432 | 1,030.80 | 216.83 | 1,247.63 | 4.97% |
| 5 | 2024-11-30 | 2024-12-31 | 324,227.23 | 47,342 | 1,070.50 | 159.73 | 1,231.01 | 4.75% |
| 6 | 2024-12-31 | 2025-01-31 | 326,792.11 | 47,227 | 938.43 | 176.55 | 1,114.98 | 4.30% |
| 7 | 2025-01-31 | 2025-02-28 | 329,442.46 | 47,125 | 875.33 | 155.01 | 1,030.35 | 4.40% |
| 8 | 2025-02-28 | 2025-03-31 | 331,573.04 | 46,991 | 1,037.94 | 141.40 | 1,179.54 | 4.55% |
| 9 | 2025-03-31 | 2025-04-30 | 334,214.87 | 46,834 | 865.13 | 132.83 | 997.95 | 3.98% |
| 10 | 2025-04-30 | 2025-05-31 | 336,829.42 | 46,718 | 871.54 | 52.81 | 924.36 | 3.56% |
| 11 | 2025-05-31 | 2025-06-30 | 339,532.81 | 46,637 | 814.50 | 112.00 | 926.65 | 3.69% |
| 12 | 2025-06-30 | 2025-07-31 | 341,918.55 | 46,557 | 893.75 | 129.06 | 1,022.81 | 3.94% |
| 13 | 2025-07-31 | 2025-08-31 | 342,952.95 | 46,453 | 825.55 | 121.02 | 946.56 | 3.65% |
| 14 | 2025-08-31 | 2025-09-30 | 342,307.73 | 46,354 | 862.39 | 131.78 | 994.33 | 3.96% |
| 15 | 2025-09-30 | 2025-10-31 | 341,508.85 | 46,252 | 837.29 | 81.61 | 918.90 | 3.54% |
| 16 | 2025-10-31 | 2025-11-30 | 340,706.05 | 46,151 | 817.46 | 87.35 | 904.81 | 3.60% |
| 17 | 2025-11-30 | 2025-12-31 | 339,817.60 | 46,041 | 841.05 | 107.61 | 948.79 | 3.66% |
| 18 | 2025-12-31 | 2026-01-31 | 338,935.69 | 45,930 | 817.56 | 109.79 | 927.35 | 3.58% |
| 19 | 2026-01-31 | 2026-02-28 | 338,190.36 | 42,712 | 744.34 | 61.18 | 805.52 | 3.44% |
| 20 | 2026-02-28 | 2026-03-31 | 337,187.43 | 45,680 | 862.19 | 147.17 | 1,009.37 | 3.89% |
| 21 | 2026-03-31 | 2026-04-30 | 336,302.20 | 45,476 | 785.06 | 106.62 | 891.68 | 3.55% |
| 22 | 2026-04-30 | 2026-05-31 | 335,382.85 | 45,317 | 822.82 | 109.83 | 932.66 | 3.60% |
| 23 | 2026-05-31 | 2026-06-30 | 334,327.21 | 45,171 | 848.94 | 173.22 | 1,022.29 | 4.07% |
| 24 | 2026-06-30 | 2026-07-31 | 333,319.61 | 45,056 | 848.89 | 129.05 | 977.94 | 3.77% |
| 25 | 2026-07-31 | 2026-08-31 | / | / | 0.00 | 955.88 | 955.88 | 3.69% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-09-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2024-10-28 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2024-11-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2024-12-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-01-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-02-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-03-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-04-27 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-05-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2025-06-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2025-07-28 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2025-08-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 13 | 2025-09-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 14 | 2025-10-27 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 15 | 2025-11-26 | 4,100.00 | 0.00 | / | 0.00 | 0.00 |
| 16 | 2025-12-26 | 4,068.20 | 31.80 | / | / | 31.80 |
| 17 | 2026-01-26 | 3,302.30 | 765.90 | / | / | 765.90 |
| 18 | 2026-02-26 | 2,549.93 | 752.37 | / | / | 752.37 |
| 19 | 2026-03-26 | 1,835.84 | 714.09 | / | 0.00 | 714.09 |
| 20 | 2026-04-27 | 1,016.67 | 819.18 | / | / | 819.18 |
| 21 | 2026-05-26 | 335.72 | 680.94 | / | / | 680.94 |
| 22 | 2026-06-26 | 0.00 | 335.72 | / | 484.23 | 819.95 |
| 23 | 2026-07-27 | / | 0.00 | / | 185.94 | 185.94 |
| 24 | 2026-08-26 | / | 0.00 | / | 77.40 | 77.40 |
| 25 | 2026-09-28 | / | 0.00 | / | 38.08 | 38.08 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-09-26 | 12,921.73 | 5,278.27 | 2.20% | 30.72 | 5,308.99 |
| 2 | 2024-10-28 | 11,748.14 | 1,173.59 | 2.20% | 23.37 | 1,196.96 |
| 3 | 2024-11-26 | 10,769.92 | 978.21 | 2.20% | 21.95 | 1,000.16 |
| 4 | 2024-12-26 | 9,717.31 | 1,052.62 | 2.20% | 19.47 | 1,072.09 |
| 5 | 2025-01-26 | 8,687.79 | 1,029.52 | 2.20% | 18.16 | 1,047.68 |
| 6 | 2025-02-26 | 7,679.03 | 1,008.75 | 2.20% | 16.23 | 1,024.99 |
| 7 | 2025-03-26 | 6,784.16 | 894.88 | 2.20% | 12.96 | 907.84 |
| 8 | 2025-04-27 | 5,777.37 | 1,006.79 | 2.20% | 12.68 | 1,019.46 |
| 9 | 2025-05-26 | 4,952.89 | 824.48 | 2.20% | 10.45 | 834.92 |
| 10 | 2025-06-26 | 4,116.95 | 835.94 | 2.20% | 9.25 | 845.20 |
| 11 | 2025-07-28 | 3,286.92 | 830.03 | 2.20% | 7.44 | 837.47 |
| 12 | 2025-08-26 | 2,470.32 | 816.60 | 2.20% | 6.14 | 822.74 |
| 13 | 2025-09-26 | 1,583.67 | 886.65 | 2.20% | 4.62 | 891.27 |
| 14 | 2025-10-27 | 707.89 | 875.78 | 2.20% | 2.86 | 878.65 |
| 15 | 2025-11-26 | 0.00 | 707.89 | 2.20% | 1.32 | 709.21 |
| 16 | 2025-12-26 | 0.00 | / | 2.20% | / | 0.00 |
| 17 | 2026-01-26 | / | / | 2.20% | / | 0.00 |
| 18 | 2026-02-26 | / | / | 2.20% | / | 0.00 |
| 19 | 2026-03-26 | / | / | 2.20% | / | / |
| 20 | 2026-04-27 | / | / | 2.20% | / | 0.00 |
| 21 | 2026-05-26 | / | / | 2.20% | / | 0.00 |
| 22 | 2026-06-26 | / | / | 2.20% | / | / |
| 23 | 2026-07-27 | / | / | 2.20% | / | / |
| 24 | 2026-08-26 | / | / | 2.20% | / | / |
| 25 | 2026-09-28 | / | / | 2.20% | / | / |