招元和萃2024年第四期
基础信息
- 公告日期: 2024-06-13
- 簿记建档: 2024-06-20
- 设立日期: 2024-06-25
- 法定到期: 2029-08-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.29 % | 2024-06-25 | 2025-10-26 | 19,100.00 | 100.00 |
| C | 0.00 | 0.00 | / | 2024-06-25 | 2027-08-26 | 6,200.00 | 108.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 19,100.00 | 18,145.00 | 固定利率 | / | 2024-06-25 | AAA | AAA |
| 次级档资产支持证券 | 6,200.00 | 5,890.00 | 零息式 | / | 2024-06-25 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-03-31 | 2024-06-30 | 297,363.02 | 87,054 | 4,142.23 | 3,767.06 | 7,909.29 | 10.99% |
| 2 | 2024-06-30 | 2024-07-31 | 298,653.03 | 86,518 | 1,594.73 | 488.07 | 2,082.80 | 8.49% |
| 3 | 2024-07-31 | 2024-08-31 | 300,392.06 | 86,035 | 1,323.07 | 373.94 | 1,697.01 | 6.92% |
| 4 | 2024-08-31 | 2024-09-30 | 302,178.11 | 85,639 | 1,351.76 | 304.27 | 1,657.64 | 6.98% |
| 5 | 2024-09-30 | 2024-10-31 | 303,862.97 | 85,194 | 1,320.13 | 276.70 | 1,596.83 | 6.51% |
| 6 | 2024-10-31 | 2024-11-30 | 305,727.74 | 84,758 | 1,169.00 | 334.90 | 1,503.90 | 6.34% |
| 7 | 2024-11-30 | 2024-12-31 | 307,540.89 | 84,398 | 1,150.53 | 303.85 | 1,454.83 | 5.93% |
| 8 | 2024-12-31 | 2025-01-31 | 309,409.66 | 84,037 | 1,165.21 | 316.78 | 1,481.99 | 6.04% |
| 9 | 2025-01-31 | 2025-02-28 | 311,497.28 | 83,747 | 1,013.70 | 242.94 | 1,256.65 | 5.67% |
| 10 | 2025-02-28 | 2025-03-31 | 313,144.69 | 83,408 | 1,122.49 | 224.37 | 1,347.26 | 5.49% |
| 11 | 2025-03-31 | 2025-04-30 | 315,342.43 | 83,135 | 955.57 | 143.56 | 1,099.13 | 4.63% |
| 12 | 2025-04-30 | 2025-05-31 | 317,454.92 | 82,900 | 935.26 | 150.23 | 1,085.49 | 4.43% |
| 13 | 2025-05-31 | 2025-06-30 | 319,536.95 | 82,685 | 928.87 | 151.11 | 1,080.33 | 4.55% |
| 14 | 2025-06-30 | 2025-07-31 | 319,063.61 | 82,422 | 1,014.66 | 154.88 | 1,169.54 | 4.77% |
| 15 | 2025-07-31 | 2025-08-31 | 317,830.38 | 82,091 | 1,120.21 | 203.34 | 1,323.54 | 5.40% |
| 16 | 2025-08-31 | 2025-09-30 | 316,686.61 | 81,792 | 1,043.95 | 163.60 | 1,207.93 | 5.09% |
| 17 | 2025-09-30 | 2025-10-31 | 315,664.78 | 81,536 | 983.74 | 113.72 | 1,097.45 | 4.48% |
| 18 | 2025-10-31 | 2025-11-30 | 314,657.11 | 81,297 | 948.10 | 121.91 | 1,070.01 | 4.51% |
| 19 | 2025-11-30 | 2025-12-31 | 313,586.82 | 81,031 | 934.75 | 154.70 | 1,089.45 | 4.44% |
| 20 | 2025-12-31 | 2026-01-31 | 312,428.89 | 80,714 | 952.90 | 203.84 | 1,156.74 | 4.72% |
| 21 | 2026-01-31 | 2026-02-28 | 311,453.12 | 78,486 | 886.58 | 119.13 | 1,005.71 | 4.54% |
| 22 | 2026-02-28 | 2026-03-31 | 0.00 | 0 | 0.00 | 691.89 | 692.26 | 2.82% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-07-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2024-08-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2024-09-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2024-10-28 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2024-11-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2024-12-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-01-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-02-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-03-26 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2025-04-27 | 6,200.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2025-05-26 | 5,600.65 | 599.35 | / | / | 599.35 |
| 12 | 2025-06-26 | 4,675.91 | 924.74 | / | / | 924.74 |
| 13 | 2025-07-28 | 3,739.28 | 936.63 | / | / | 936.63 |
| 14 | 2025-08-26 | 2,819.30 | 919.98 | / | / | 919.98 |
| 15 | 2025-09-26 | 1,599.22 | 1,220.08 | / | / | 1,220.08 |
| 16 | 2025-10-27 | 543.93 | 1,055.29 | / | / | 1,055.29 |
| 17 | 2025-11-26 | 0.00 | 543.93 | / | 454.11 | 998.04 |
| 18 | 2025-12-26 | 0.00 | 0.00 | / | 266.66 | 331.05 |
| 19 | 2026-01-26 | 0.00 | 0.00 | / | 84.53 | 169.05 |
| 20 | 2026-02-26 | / | 0.00 | / | 93.00 | 185.99 |
| 21 | 2026-03-26 | / | 0.00 | / | 0.00 | 52.70 |
| 22 | 2026-04-27 | / | 0.00 | / | 0.00 | 0.06 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-07-26 | 11,462.79 | 7,637.21 | 2.29% | 37.15 | 7,674.36 |
| 2 | 2024-08-26 | 9,615.84 | 1,846.95 | 2.29% | 22.29 | 1,869.25 |
| 3 | 2024-09-26 | 8,374.43 | 1,241.40 | 2.29% | 18.70 | 1,260.11 |
| 4 | 2024-10-28 | 6,845.57 | 1,528.86 | 2.29% | 15.76 | 1,544.62 |
| 5 | 2024-11-26 | 5,525.27 | 1,320.31 | 2.29% | 13.31 | 1,333.62 |
| 6 | 2024-12-26 | 4,226.24 | 1,299.03 | 2.29% | 10.40 | 1,309.43 |
| 7 | 2025-01-26 | 2,987.72 | 1,238.52 | 2.29% | 8.22 | 1,246.74 |
| 8 | 2025-02-26 | 1,665.10 | 1,322.62 | 2.29% | 5.81 | 1,328.43 |
| 9 | 2025-03-26 | 560.43 | 1,104.67 | 2.29% | 2.93 | 1,107.59 |
| 10 | 2025-04-27 | 0.00 | 560.43 | 2.29% | 1.09 | 561.52 |
| 11 | 2025-05-26 | 0.00 | / | 2.29% | / | 0.00 |
| 12 | 2025-06-26 | 0.00 | / | 2.29% | / | 0.00 |
| 13 | 2025-07-28 | 0.00 | / | 2.29% | / | 0.00 |
| 14 | 2025-08-26 | 0.00 | / | 2.29% | / | 0.00 |
| 15 | 2025-09-26 | 0.00 | / | 2.29% | / | 0.00 |
| 16 | 2025-10-27 | 0.00 | / | 2.29% | / | 0.00 |
| 17 | 2025-11-26 | 19,100.00 | 0.00 | 2.29% | 0.00 | 0.00 |
| 18 | 2025-12-26 | 0.00 | / | 2.29% | / | 0.00 |
| 19 | 2026-01-26 | 0.00 | / | 2.29% | / | 0.00 |
| 20 | 2026-02-26 | / | / | 2.29% | / | 0.00 |
| 21 | 2026-03-26 | / | / | 2.29% | / | / |
| 22 | 2026-04-27 | / | / | 2.29% | / | / |