招元和萃2024年第三期
基础信息
- 公告日期: 2024-05-17
- 簿记建档: 2024-05-24
- 设立日期: 2024-05-29
- 法定到期: 2029-07-26
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 招元和萃
- 发起机构: 招商银行
- 贷款服务机构: 招商银行
- 发行人: 华润信托
- 簿记管理人: 招商证券
- 主承销商: 招商证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.3 % | 2024-05-29 | 2025-09-26 | 16,500.00 | 100.00 |
| C | 0.00 | 0.00 | / | 2024-05-29 | 2027-07-26 | 5,000.00 | 108.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 联合资信 |
|---|
| 优先档资产支持证券 | 16,500.00 | 15,675.00 | / | / | 2024-05-29 | AAA | AAA |
| 次级档资产支持证券 | 5,000.00 | 4,750.00 | 零息式 | / | 2024-05-29 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-02-29 | 2024-05-31 | 303,330.51 | 45,410 | 3,547.11 | 2,250.08 | 5,797.19 | 7.80% |
| 2 | 2024-05-31 | 2024-06-30 | 305,211.16 | 45,221 | 1,184.78 | 418.43 | 1,603.94 | 6.62% |
| 3 | 2024-06-30 | 2024-07-31 | 307,156.14 | 45,070 | 1,138.98 | 288.55 | 1,427.52 | 5.70% |
| 4 | 2024-07-31 | 2024-08-31 | 309,137.77 | 44,920 | 1,197.63 | 271.08 | 1,468.70 | 5.86% |
| 5 | 2024-08-31 | 2024-09-30 | 311,235.03 | 44,792 | 1,163.69 | 171.90 | 1,336.09 | 5.51% |
| 6 | 2024-09-30 | 2024-10-31 | 313,374.52 | 44,668 | 1,039.24 | 136.01 | 1,175.25 | 4.69% |
| 7 | 2024-10-31 | 2024-11-30 | 315,619.88 | 44,510 | 1,014.15 | 166.04 | 1,180.19 | 4.87% |
| 8 | 2024-11-30 | 2024-12-31 | 317,715.95 | 44,336 | 972.77 | 226.59 | 1,199.55 | 4.79% |
| 9 | 2024-12-31 | 2025-01-31 | 320,073.52 | 44,176 | 870.17 | 180.92 | 1,051.09 | 4.20% |
| 10 | 2025-01-31 | 2025-02-28 | 322,576.11 | 44,068 | 765.07 | 137.36 | 902.43 | 3.99% |
| 11 | 2025-02-28 | 2025-03-31 | 324,618.83 | 43,981 | 898.16 | 121.02 | 1,019.33 | 4.07% |
| 12 | 2025-03-31 | 2025-04-30 | 327,014.95 | 43,888 | 794.70 | 109.96 | 904.66 | 3.73% |
| 13 | 2025-04-30 | 2025-05-31 | 328,035.26 | 43,815 | 779.78 | 82.55 | 862.33 | 3.44% |
| 14 | 2025-05-31 | 2025-06-30 | 327,416.39 | 43,714 | 796.98 | 159.63 | 956.73 | 3.95% |
| 15 | 2025-06-30 | 2025-07-31 | 326,509.78 | 43,620 | 825.30 | 139.72 | 965.03 | 3.85% |
| 16 | 2025-07-31 | 2025-08-31 | 325,646.19 | 43,534 | 860.00 | 83.14 | 943.14 | 3.77% |
| 17 | 2025-08-31 | 2025-09-30 | 324,790.93 | 43,423 | 803.65 | 92.35 | 896.08 | 3.70% |
| 18 | 2025-09-30 | 2025-10-31 | 323,920.70 | 43,345 | 822.97 | 96.25 | 919.22 | 3.67% |
| 19 | 2025-10-31 | 2025-11-30 | 322,990.26 | 43,220 | 795.88 | 158.24 | 954.12 | 3.94% |
| 20 | 2025-11-30 | 2025-12-31 | 322,088.70 | 43,071 | 811.61 | 91.65 | 903.33 | 3.61% |
| 21 | 2025-12-31 | 2026-01-31 | 321,161.41 | 42,897 | 798.39 | 136.11 | 934.50 | 3.73% |
| 22 | 2026-01-31 | 2026-02-28 | 320,387.04 | 42,768 | 725.40 | 58.91 | 784.31 | 3.47% |
| 23 | 2026-02-28 | 2026-03-31 | 0.00 | 0 | 0.00 | 1,275.27 | 1,275.34 | 5.09% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-06-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2024-07-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2024-08-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2024-09-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2024-10-28 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2024-11-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2024-12-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-01-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-02-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2025-03-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2025-04-27 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2025-05-26 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 13 | 2025-06-26 | 4,688.61 | 311.38 | / | / | 311.38 |
| 14 | 2025-07-28 | 3,858.97 | 829.65 | / | / | 829.65 |
| 15 | 2025-08-26 | 3,087.99 | 770.98 | / | / | 770.98 |
| 16 | 2025-09-26 | 2,223.20 | 864.78 | / | / | 864.78 |
| 17 | 2025-10-27 | 1,479.06 | 744.14 | / | / | 744.14 |
| 18 | 2025-11-26 | 667.37 | 811.69 | / | / | 811.69 |
| 19 | 2025-12-26 | 0.00 | 667.37 | / | 100.78 | 768.15 |
| 20 | 2026-01-26 | / | / | / | 526.63 | 526.63 |
| 21 | 2026-02-26 | / | / | / | 77.57 | 77.57 |
| 22 | 2026-03-26 | / | 0.00 | / | 69.55 | 69.55 |
| 23 | 2026-04-27 | / | 0.00 | / | 21.88 | 43.77 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-06-26 | 10,995.17 | 5,504.83 | 2.30% | 29.11 | 5,533.94 |
| 2 | 2024-07-26 | 9,637.19 | 1,357.98 | 2.30% | 20.79 | 1,378.77 |
| 3 | 2024-08-26 | 8,375.55 | 1,261.64 | 2.30% | 18.83 | 1,280.47 |
| 4 | 2024-09-26 | 7,193.21 | 1,182.34 | 2.30% | 16.36 | 1,198.70 |
| 5 | 2024-10-28 | 5,965.61 | 1,227.60 | 2.30% | 13.60 | 1,241.20 |
| 6 | 2024-11-26 | 5,021.59 | 944.01 | 2.30% | 11.65 | 955.67 |
| 7 | 2024-12-26 | 4,014.37 | 1,007.23 | 2.30% | 9.49 | 1,016.72 |
| 8 | 2025-01-26 | 3,016.63 | 997.74 | 2.30% | 7.84 | 1,005.58 |
| 9 | 2025-02-26 | 2,056.33 | 960.30 | 2.30% | 5.89 | 966.19 |
| 10 | 2025-03-26 | 1,287.03 | 769.30 | 2.30% | 3.63 | 772.92 |
| 11 | 2025-04-27 | 425.58 | 861.45 | 2.30% | 2.51 | 863.96 |
| 12 | 2025-05-26 | 0.00 | 425.58 | 2.30% | 0.80 | 426.39 |
| 13 | 2025-06-26 | 0.00 | / | 2.30% | / | 0.00 |
| 14 | 2025-07-28 | 0.00 | / | 2.30% | / | 0.00 |
| 15 | 2025-08-26 | 0.00 | / | 2.30% | / | 0.00 |
| 16 | 2025-09-26 | 0.00 | / | 2.30% | / | 0.00 |
| 17 | 2025-10-27 | 0.00 | / | 2.30% | / | 0.00 |
| 18 | 2025-11-26 | 0.00 | / | 2.30% | / | 0.00 |
| 19 | 2025-12-26 | 16,500.00 | 0.00 | 2.30% | 0.00 | 0.00 |
| 20 | 2026-01-26 | 0.00 | / | 2.30% | / | 0.00 |
| 21 | 2026-02-26 | / | / | 2.30% | / | 0.00 |
| 22 | 2026-03-26 | / | / | 2.30% | / | / |
| 23 | 2026-04-27 | / | / | 2.30% | / | 0.00 |