臻粹2024年第六期
基础信息
- 公告日期: 2024-11-06
- 簿记建档: 2024-11-13
- 设立日期: 2024-11-18
- 法定到期: 2030-11-23
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 臻粹
- 发起机构: 广发银行
- 贷款服务机构: 广发银行
- 发行人: 华润信托
- 簿记管理人: 国泰君安
- 主承销商: 国泰君安
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.2 % | 2024-11-18 | 2026-09-23 | 7,000.00 | 100.00 |
| C | 1.80 | 34.20 | / | 2024-11-18 | 2027-11-23 | 1,900.00 | 107.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 7,000.00 | 6,650.00 | 固定利率 | 0.70 | 2024-11-18 | AAA | AAA |
| 次级档资产支持证券 | 1,900.00 | 1,805.00 | 零息式 | 2.11 | 2024-11-18 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-07-25 | 2024-11-30 | 153,129.03 | 56,029 | 1,735.98 | 1,598.71 | 3,334.68 | 6.44% |
| 2 | 2024-12-01 | 2024-12-31 | 154,827.33 | 55,778 | 393.83 | 129.02 | 523.29 | 4.31% |
| 3 | 2025-01-01 | 2025-01-31 | 156,626.77 | 55,546 | 373.77 | 109.81 | 483.57 | 3.99% |
| 4 | 2025-02-01 | 2025-02-28 | 158,414.30 | 55,356 | 368.80 | 39.96 | 408.75 | 3.74% |
| 5 | 2025-03-01 | 2025-03-31 | 160,099.04 | 55,133 | 461.58 | 33.22 | 494.98 | 4.08% |
| 6 | 2025-04-01 | 2025-04-30 | 161,950.26 | 54,908 | 420.76 | 45.04 | 465.80 | 3.97% |
| 7 | 2025-05-01 | 2025-05-31 | 163,796.34 | 54,719 | 407.59 | 25.78 | 433.37 | 3.57% |
| 8 | 2025-06-01 | 2025-06-30 | 165,757.75 | 54,537 | 391.60 | 23.24 | 415.00 | 3.54% |
| 9 | 2025-07-01 | 2025-07-31 | 167,630.17 | 54,334 | 387.81 | 50.08 | 437.89 | 3.61% |
| 10 | 2025-08-01 | 2025-08-31 | 169,627.59 | 54,130 | 380.03 | 35.14 | 415.18 | 3.42% |
| 11 | 2025-09-01 | 2025-09-30 | 171,655.79 | 53,919 | 370.72 | 27.20 | 398.11 | 3.40% |
| 12 | 2025-10-01 | 2025-10-31 | 173,614.04 | 53,715 | 375.75 | 28.94 | 404.69 | 3.34% |
| 13 | 2025-11-01 | 2025-11-30 | 173,708.43 | 53,527 | 378.13 | 20.62 | 398.75 | 3.40% |
| 14 | 2025-12-01 | 2025-12-31 | 173,298.06 | 53,320 | 344.26 | 89.05 | 433.45 | 3.57% |
| 15 | 2026-01-01 | 2026-01-31 | 172,900.68 | 53,114 | 373.39 | 23.44 | 396.83 | 3.27% |
| 16 | 2026-02-01 | 2026-02-28 | 172,548.93 | 52,925 | 304.36 | 23.69 | 328.05 | 3.01% |
| 17 | 2026-03-01 | 2026-03-31 | 172,113.36 | 52,708 | 380.93 | 24.26 | 405.33 | 3.34% |
| 18 | 2026-04-01 | 2026-04-30 | 171,706.89 | 52,536 | 345.87 | 19.79 | 365.66 | 3.12% |
| 19 | 2026-05-01 | 2026-05-31 | 171,285.09 | 52,362 | 314.16 | 46.25 | 360.41 | 2.97% |
| 20 | 2026-06-01 | 2026-06-30 | 170,888.70 | 52,168 | 280.62 | 43.64 | 324.39 | 2.77% |
| 21 | 2026-07-01 | 2026-07-31 | 170,500.24 | 52,000 | 306.43 | 31.21 | 337.64 | 2.78% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-12-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2025-01-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2025-02-24 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-03-24 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-04-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-05-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-06-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-07-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-08-25 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2025-09-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2025-10-23 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2025-11-24 | 1,900.00 | 0.00 | / | 0.00 | 0.00 |
| 13 | 2025-12-23 | 1,827.99 | 72.01 | / | 0.00 | 72.01 |
| 14 | 2026-01-23 | 1,550.21 | 277.78 | / | / | 277.78 |
| 15 | 2026-02-24 | 1,225.88 | 324.33 | / | / | 324.33 |
| 16 | 2026-03-23 | 958.74 | 267.14 | / | / | 267.14 |
| 17 | 2026-04-23 | 628.52 | 330.22 | / | / | 330.22 |
| 18 | 2026-05-25 | 327.94 | 300.58 | / | / | 300.58 |
| 19 | 2026-06-23 | 34.20 | 293.74 | / | / | 293.74 |
| 20 | 2026-07-23 | 0.00 | 34.20 | / | 228.51 | 262.71 |
| 21 | 2026-08-24 | / | 0.00 | / | 103.68 | 103.68 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-12-23 | 4,305.00 | 2,695.00 | 2.20% | 14.77 | 2,709.77 |
| 2 | 2025-01-23 | 3,873.80 | 431.20 | 2.20% | 8.04 | 439.24 |
| 3 | 2025-02-24 | 3,470.60 | 403.20 | 2.20% | 7.24 | 410.44 |
| 4 | 2025-03-24 | 3,140.90 | 329.70 | 2.20% | 5.86 | 335.56 |
| 5 | 2025-04-23 | 2,731.40 | 409.50 | 2.20% | 5.87 | 415.37 |
| 6 | 2025-05-23 | 2,345.00 | 386.40 | 2.20% | 4.94 | 391.34 |
| 7 | 2025-06-23 | 1,985.20 | 359.80 | 2.20% | 4.38 | 364.18 |
| 8 | 2025-07-23 | 1,640.10 | 345.10 | 2.20% | 3.59 | 348.69 |
| 9 | 2025-08-25 | 1,281.00 | 359.10 | 2.20% | 3.06 | 362.16 |
| 10 | 2025-09-23 | 934.50 | 346.50 | 2.20% | 2.39 | 348.89 |
| 11 | 2025-10-23 | 602.00 | 332.50 | 2.20% | 1.69 | 334.19 |
| 12 | 2025-11-24 | 263.20 | 338.80 | 2.20% | 1.12 | 339.92 |
| 13 | 2025-12-23 | 0.00 | 263.20 | 2.20% | 0.48 | 263.68 |
| 14 | 2026-01-23 | / | / | 2.20% | / | 0.00 |
| 15 | 2026-02-24 | / | / | 2.20% | / | 0.00 |
| 16 | 2026-03-23 | / | / | 2.20% | / | 0.00 |
| 17 | 2026-04-23 | / | / | 2.20% | / | 0.00 |
| 18 | 2026-05-25 | / | / | 2.20% | / | 0.00 |
| 19 | 2026-06-23 | / | / | 2.20% | / | 0.00 |
| 20 | 2026-07-23 | / | / | 2.20% | / | / |
| 21 | 2026-08-24 | / | / | 2.20% | / | / |