臻粹2024年第五期
基础信息
- 公告日期: 2024-09-14
- 簿记建档: 2024-09-24
- 设立日期: 2024-09-27
- 法定到期: 2030-08-23
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 臻粹
- 发起机构: 广发银行
- 贷款服务机构: 广发银行
- 发行人: 华润信托
- 簿记管理人: 广发证券
- 主承销商: 广发证券
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.17 % | 2024-09-27 | 2026-02-23 | 14,200.00 | 100.00 |
| C | 0.00 | 0.00 | / | 2024-09-27 | 2027-08-23 | 5,000.00 | 110.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 14,200.00 | 13,490.00 | 固定利率 | 0.54 | 2024-09-27 | AAA | AAA |
| 次级档资产支持证券 | 5,000.00 | 4,750.00 | 零息式 | 1.97 | 2024-09-27 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-07-04 | 2024-09-30 | 324,030.91 | 114,930 | 2,902.49 | 2,362.61 | 5,265.10 | 6.90% |
| 2 | 2024-10-01 | 2024-10-31 | 327,623.63 | 114,182 | 969.45 | 302.81 | 1,272.26 | 4.89% |
| 3 | 2024-11-01 | 2024-11-30 | 331,307.25 | 113,632 | 981.93 | 189.35 | 1,171.28 | 4.66% |
| 4 | 2024-12-01 | 2024-12-31 | 334,979.30 | 113,150 | 843.05 | 182.99 | 1,030.22 | 3.96% |
| 5 | 2025-01-01 | 2025-01-31 | 338,930.23 | 112,776 | 834.83 | 133.11 | 967.94 | 3.72% |
| 6 | 2025-02-01 | 2025-02-28 | 342,854.11 | 112,432 | 798.54 | 77.80 | 876.35 | 3.75% |
| 7 | 2025-03-01 | 2025-03-31 | 346,180.38 | 112,010 | 1,131.35 | 65.72 | 1,198.63 | 4.61% |
| 8 | 2025-04-01 | 2025-04-30 | 350,122.41 | 111,602 | 895.19 | 67.90 | 963.09 | 3.83% |
| 9 | 2025-05-01 | 2025-05-31 | 353,970.59 | 111,205 | 909.61 | 79.01 | 988.62 | 3.80% |
| 10 | 2025-06-01 | 2025-06-30 | 358,019.65 | 110,827 | 909.97 | 63.30 | 974.75 | 3.88% |
| 11 | 2025-07-01 | 2025-07-31 | 361,850.73 | 110,444 | 829.95 | 44.69 | 874.64 | 3.36% |
| 12 | 2025-08-01 | 2025-08-31 | 365,696.32 | 110,095 | 881.05 | 47.35 | 928.40 | 3.57% |
| 13 | 2025-09-01 | 2025-09-30 | 369,512.72 | 109,653 | 842.74 | 47.53 | 891.86 | 3.55% |
| 14 | 2025-10-01 | 2025-10-31 | 370,320.32 | 109,297 | 810.68 | 33.38 | 844.06 | 3.25% |
| 15 | 2025-11-01 | 2025-11-30 | 369,565.55 | 108,892 | 790.92 | 40.86 | 831.77 | 3.31% |
| 16 | 2025-12-01 | 2025-12-31 | 368,626.04 | 108,482 | 829.35 | 96.56 | 927.11 | 3.57% |
| 17 | 2026-01-01 | 2026-01-31 | 367,689.56 | 108,020 | 813.46 | 58.04 | 871.51 | 3.35% |
| 18 | 2026-02-01 | 2026-02-28 | 366,880.60 | 107,572 | 650.21 | 60.19 | 710.41 | 3.04% |
| 19 | 2026-03-01 | 2026-03-31 | 365,873.12 | 107,138 | 852.77 | 58.75 | 911.52 | 3.51% |
| 20 | 2026-04-01 | 2026-04-30 | 364,945.53 | 106,715 | 744.04 | 41.48 | 785.52 | 3.13% |
| 21 | 2026-05-01 | 2026-05-31 | 364,075.03 | 106,389 | 711.39 | 60.99 | 772.37 | 2.97% |
| 22 | 2026-06-01 | 2026-06-30 | 363,058.30 | 105,999 | 668.85 | 104.50 | 774.59 | 3.08% |
| 23 | 2026-07-01 | 2026-07-31 | 362,301.31 | 105,642 | 679.79 | 68.07 | 747.87 | 2.88% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-10-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2024-11-25 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2024-12-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2025-01-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-02-24 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 6 | 2025-03-24 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-04-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-05-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-06-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2025-07-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2025-08-25 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2025-09-23 | 5,000.00 | 0.00 | / | 0.00 | 0.00 |
| 13 | 2025-10-23 | 4,834.50 | 165.50 | / | / | 165.50 |
| 14 | 2025-11-24 | 4,236.00 | 598.50 | / | / | 598.50 |
| 15 | 2025-12-23 | 3,554.50 | 681.50 | / | / | 681.50 |
| 16 | 2026-01-23 | 2,802.00 | 752.50 | / | 0.00 | 752.50 |
| 17 | 2026-02-24 | 2,087.50 | 714.50 | / | / | 714.50 |
| 18 | 2026-03-23 | 1,509.50 | 578.00 | / | 0.00 | 578.00 |
| 19 | 2026-04-23 | 765.00 | 744.50 | / | / | 744.50 |
| 20 | 2026-05-25 | 121.00 | 644.00 | / | / | 644.00 |
| 21 | 2026-06-23 | 0.00 | 121.00 | / | 505.64 | 626.64 |
| 22 | 2026-07-23 | / | 0.00 | / | 338.60 | 338.60 |
| 23 | 2026-08-24 | / | 0.00 | / | 0.00 | 122.02 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-10-23 | 9,911.60 | 4,288.40 | 2.17% | 21.95 | 4,310.35 |
| 2 | 2024-11-25 | 8,863.64 | 1,047.96 | 2.17% | 18.27 | 1,066.23 |
| 3 | 2024-12-23 | 7,892.36 | 971.28 | 2.17% | 15.81 | 987.09 |
| 4 | 2025-01-23 | 7,040.36 | 852.00 | 2.17% | 14.55 | 866.55 |
| 5 | 2025-02-24 | 6,235.22 | 805.14 | 2.17% | 12.98 | 818.12 |
| 6 | 2025-03-24 | 5,520.96 | 714.26 | 2.17% | 10.38 | 724.64 |
| 7 | 2025-04-23 | 4,525.54 | 995.42 | 2.17% | 10.18 | 1,005.60 |
| 8 | 2025-05-23 | 3,724.66 | 800.88 | 2.17% | 8.07 | 808.95 |
| 9 | 2025-06-23 | 2,901.06 | 823.60 | 2.17% | 6.86 | 830.46 |
| 10 | 2025-07-23 | 2,087.40 | 813.66 | 2.17% | 5.17 | 818.83 |
| 11 | 2025-08-25 | 1,361.78 | 725.62 | 2.17% | 3.85 | 729.47 |
| 12 | 2025-09-23 | 583.62 | 778.16 | 2.17% | 2.51 | 780.67 |
| 13 | 2025-10-23 | 0.00 | 583.62 | 2.17% | 1.04 | 584.66 |
| 14 | 2025-11-24 | 0.00 | / | 2.17% | / | 0.00 |
| 15 | 2025-12-23 | 0.00 | / | 2.17% | / | 0.00 |
| 16 | 2026-01-23 | 0.00 | 0.00 | 2.17% | 0.00 | 0.00 |
| 17 | 2026-02-24 | / | / | 2.17% | / | 0.00 |
| 18 | 2026-03-23 | / | 0.00 | 2.17% | 0.00 | 0.00 |
| 19 | 2026-04-23 | / | / | 2.17% | / | 0.00 |
| 20 | 2026-05-25 | / | / | 2.17% | / | 0.00 |
| 21 | 2026-06-23 | / | / | 2.17% | / | 0.00 |
| 22 | 2026-07-23 | / | / | 2.17% | / | / |
| 23 | 2026-08-24 | / | / | 2.17% | / | / |