臻粹2024年第四期
基础信息
- 公告日期: 2024-08-19
- 簿记建档: 2024-08-26
- 设立日期: 2024-08-29
- 法定到期: 2030-07-23
- 付款周期: 月度
- 底层资产: ⚠️不良资产
- 细分资产: 💳信用卡
- 产品系列: 臻粹
- 发起机构: 广发银行
- 贷款服务机构: 广发银行
- 发行人: 华润信托
- 簿记管理人: 国泰君安
- 主承销商: 国泰君安
支持证券
| 债券名称 | 剩余面额 | 当前余额 | 当前利率 | 起息日期 | 预期到期 | 发行规模 | 发行价格 |
|---|
| 优先 | 0.00 | 0.00 | 2.2 % | 2024-08-29 | 2026-04-23 | 10,900.00 | 100.00 |
| C | 51.53 | 1,700.49 | / | 2024-08-29 | 2027-07-23 | 3,300.00 | 107.00 |
| 名称 | 发行规模 | 配售规模 | 利率类型 | 加权平均期限 | 拟设立日期 | 中债资信 | 中诚信国际 |
|---|
| 优先档资产支持证券 | 10,900.00 | 10,355.00 | 固定利率 | 0.57 | 2024-08-29 | AAA | AAA |
| 次级档资产支持证券 | 3,300.00 | 3,135.00 | 零息式 | 1.93 | 2024-08-29 | / | / |
资产池处置
| 报告期数 | 回收期初 | 回收期末 | 期末池余额 | 期末资产数量 | 处置中资产 | 已处置资产 | 回收金额 | ARS |
|---|
| 1 | 2024-05-22 | 2024-08-31 | 221,672.03 | 72,254 | 2,496.58 | 1,459.09 | 3,955.67 | 6.64% |
| 2 | 2024-09-01 | 2024-09-30 | 224,256.44 | 71,810 | 624.11 | 224.99 | 849.61 | 4.97% |
| 3 | 2024-10-01 | 2024-10-31 | 226,720.29 | 71,483 | 554.62 | 158.88 | 713.50 | 4.03% |
| 4 | 2024-11-01 | 2024-11-30 | 229,381.44 | 71,267 | 508.91 | 146.27 | 655.18 | 3.83% |
| 5 | 2024-12-01 | 2024-12-31 | 232,013.34 | 70,927 | 490.56 | 131.85 | 622.70 | 3.52% |
| 6 | 2025-01-01 | 2025-01-31 | 234,842.07 | 70,708 | 491.66 | 88.11 | 579.77 | 3.28% |
| 7 | 2025-02-01 | 2025-02-28 | 237,682.61 | 70,477 | 444.37 | 38.89 | 483.26 | 3.03% |
| 8 | 2025-03-01 | 2025-03-31 | 240,299.17 | 70,199 | 614.13 | 45.27 | 659.62 | 3.73% |
| 9 | 2025-04-01 | 2025-04-30 | 243,333.89 | 69,955 | 467.03 | 33.13 | 500.17 | 2.92% |
| 10 | 2025-05-01 | 2025-05-31 | 246,228.62 | 69,708 | 541.81 | 37.59 | 579.40 | 3.27% |
| 11 | 2025-06-01 | 2025-06-30 | 249,361.11 | 69,484 | 487.59 | 22.92 | 510.71 | 2.99% |
| 12 | 2025-07-01 | 2025-07-31 | 252,366.08 | 69,261 | 525.11 | 33.31 | 558.43 | 3.16% |
| 13 | 2025-08-01 | 2025-08-31 | 254,933.90 | 69,016 | 490.91 | 26.58 | 517.50 | 2.92% |
| 14 | 2025-09-01 | 2025-09-30 | 254,706.26 | 68,830 | 481.58 | 22.54 | 504.35 | 2.95% |
| 15 | 2025-10-01 | 2025-10-31 | 254,324.47 | 68,611 | 446.38 | 20.63 | 467.01 | 2.64% |
| 16 | 2025-11-01 | 2025-11-30 | 253,812.17 | 68,403 | 485.00 | 21.69 | 506.69 | 2.96% |
| 17 | 2025-12-01 | 2025-12-31 | 253,246.83 | 68,173 | 480.22 | 61.87 | 542.27 | 3.06% |
| 18 | 2026-01-01 | 2026-01-31 | 252,698.06 | 67,908 | 457.76 | 30.33 | 488.09 | 2.76% |
| 19 | 2026-02-01 | 2026-02-28 | 252,224.05 | 67,667 | 374.28 | 27.69 | 401.97 | 2.52% |
| 20 | 2026-03-01 | 2026-03-31 | 251,648.23 | 67,415 | 485.30 | 24.30 | 509.76 | 2.88% |
| 21 | 2026-04-01 | 2026-04-30 | 251,134.51 | 67,166 | 413.68 | 22.79 | 436.48 | 2.55% |
| 22 | 2026-05-01 | 2026-05-31 | 250,639.86 | 66,974 | 389.15 | 50.63 | 439.78 | 2.49% |
| 23 | 2026-06-01 | 2026-06-30 | 250,116.88 | 66,762 | 357.23 | 59.53 | 416.76 | 2.44% |
| 24 | 2026-07-01 | 2026-07-31 | 249,675.34 | 66,589 | 373.60 | 48.45 | 422.04 | 2.39% |
| 25 | 2026-08-01 | 2026-08-31 | 249,203.77 | 66,412 | 363.71 | 49.79 | 413.49 | 2.34% |
累计回收
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-09-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 2 | 2024-10-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 3 | 2024-11-25 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 4 | 2024-12-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 5 | 2025-01-23 | 3,300.00 | 0.00 | / | / | 0.00 |
| 6 | 2025-02-24 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 7 | 2025-03-24 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 8 | 2025-04-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 9 | 2025-05-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 10 | 2025-06-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 11 | 2025-07-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 12 | 2025-08-25 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 13 | 2025-09-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 14 | 2025-10-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 15 | 2025-11-24 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 16 | 2025-12-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 17 | 2026-01-23 | 3,300.00 | 0.00 | / | 0.00 | 0.00 |
| 18 | 2026-02-24 | 2,943.27 | 356.73 | / | / | 356.73 |
| 19 | 2026-03-23 | 2,827.77 | 115.50 | / | / | 115.50 |
| 20 | 2026-04-23 | 2,413.29 | 414.48 | / | / | 414.48 |
| 21 | 2026-05-25 | 2,058.21 | 355.08 | / | / | 355.08 |
| 22 | 2026-06-23 | 1,700.49 | 357.72 | / | / | 357.72 |
| 23 | 2026-07-23 | 1,366.86 | 333.63 | / | 0.00 | 333.63 |
| 24 | 2026-08-24 | 1,025.97 | 340.89 | / | 0.00 | 340.89 |
| 25 | 2026-09-23 | 684.75 | 341.22 | / | 0.00 | 341.22 |
| 期数 | 兑付日期 | 当前余额 | 偿付本金 | 本期利率 | 本期利息 | 本息合计 |
|---|
| 1 | 2024-09-23 | 7,704.12 | 3,195.88 | 2.20% | 16.42 | 3,212.30 |
| 2 | 2024-10-23 | 7,003.25 | 700.87 | 2.20% | 13.93 | 714.80 |
| 3 | 2024-11-25 | 6,416.83 | 586.42 | 2.20% | 13.09 | 599.51 |
| 4 | 2024-12-23 | 5,878.37 | 538.46 | 2.20% | 11.60 | 550.06 |
| 5 | 2025-01-23 | 5,366.07 | 512.30 | 2.20% | 10.98 | 523.28 |
| 6 | 2025-02-24 | 4,888.65 | 477.42 | 2.20% | 10.03 | 487.45 |
| 7 | 2025-03-24 | 4,491.89 | 396.76 | 2.20% | 8.25 | 405.01 |
| 8 | 2025-04-23 | 3,947.98 | 543.91 | 2.20% | 8.39 | 552.30 |
| 9 | 2025-05-23 | 3,534.87 | 413.11 | 2.20% | 7.14 | 420.25 |
| 10 | 2025-06-23 | 3,055.27 | 479.60 | 2.20% | 6.60 | 486.20 |
| 11 | 2025-07-23 | 2,631.26 | 424.01 | 2.20% | 5.52 | 429.53 |
| 12 | 2025-08-25 | 2,172.37 | 458.89 | 2.20% | 4.92 | 463.81 |
| 13 | 2025-09-23 | 1,741.82 | 430.55 | 2.20% | 4.06 | 434.61 |
| 14 | 2025-10-23 | 1,321.08 | 420.74 | 2.20% | 3.15 | 423.89 |
| 15 | 2025-11-24 | 931.95 | 389.13 | 2.20% | 2.47 | 391.60 |
| 16 | 2025-12-23 | 507.94 | 424.01 | 2.20% | 1.69 | 425.70 |
| 17 | 2026-01-23 | 53.41 | 454.53 | 2.20% | 0.95 | 455.48 |
| 18 | 2026-02-24 | / | 53.41 | 2.20% | 0.10 | 53.51 |
| 19 | 2026-03-23 | / | / | 2.20% | / | 0.00 |
| 20 | 2026-04-23 | / | / | 2.20% | / | 0.00 |
| 21 | 2026-05-25 | / | / | 2.20% | / | 0.00 |
| 22 | 2026-06-23 | / | / | 2.20% | / | 0.00 |
| 23 | 2026-07-23 | / | / | 2.20% | / | / |
| 24 | 2026-08-24 | / | / | 2.20% | / | / |
| 25 | 2026-09-23 | / | / | 2.20% | / | / |